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05-18-2009, 09:08 PM
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Junior Member
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Join Date: May 2009
7 posts, read 17,112 times
Reputation: 10
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Does zip code make a difference in car insurance rates???
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05-19-2009, 01:40 AM
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Senior Member
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Join Date: Oct 2007
Location: San Jose, CA
3,942 posts, read 3,270,098 times
Reputation: 607
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Quote:
Originally Posted by Lynn Lee
Does zip code make a difference in car insurance rates???
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Yes, it absolutely does.. my ZIP, 95121 costs a lot more than my neighbor to the east, 95135 but less than my neighbor to the north, 95122.
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05-19-2009, 08:21 PM
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Senior Member
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Join Date: Jul 2007
Location: Belmont, CA
288 posts, read 244,144 times
Reputation: 111
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I agree with sonarrat, zip code does make a difference, when I lived in 94305 I paid significantly less than in 94025, and slightly less than in 94002.
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05-21-2009, 02:44 AM
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Senior Member
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Join Date: Jun 2008
164 posts, read 119,457 times
Reputation: 31
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whats the % delta?
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05-21-2009, 09:15 AM
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Senior Member
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Join Date: Oct 2007
Location: San Jose, CA
3,942 posts, read 3,270,098 times
Reputation: 607
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Quote:
Originally Posted by mrzod
whats the % delta?
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Say what? Thinking of buying puts on my insurance policies? 
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05-22-2009, 12:19 AM
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Senior Member
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Join Date: Jun 2008
164 posts, read 119,457 times
Reputation: 31
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damn, i just renewed my dmv license... cost me $300 WTF??
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05-22-2009, 04:26 PM
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Senior Member
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Join Date: Jul 2007
Location: Belmont, CA
288 posts, read 244,144 times
Reputation: 111
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94025 was almost 20% more expensive than 94305. 94002 was about 7% more expensive.
94305 is a university campus, so it is probably safer, there are a lot of stop signs, and the speed limit is 25 everywhere, except parking lots where it is 15.
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05-26-2009, 11:32 PM
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Senior Member
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Join Date: Jan 2009
Location: San Jose, CA
264 posts, read 124,798 times
Reputation: 64
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Just paid $182.00 for six months in the 95128. Not bad!
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05-26-2009, 11:53 PM
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Senior Member
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Join Date: Jun 2008
164 posts, read 119,457 times
Reputation: 31
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Quote:
Originally Posted by bigdumbgod
Just paid $182.00 for six months in the 95128. Not bad!
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thats BS. unless your parents are the primaries, else the min. is like $500/6months.
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05-27-2009, 01:42 AM
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Senior Member
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Join Date: Jan 2009
Location: San Jose, CA
264 posts, read 124,798 times
Reputation: 64
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Quote:
Originally Posted by mrzod
thats BS. unless your parents are the primaries, else the min. is like $500/6months.
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Nope. Just paid at my ins. agent in person. State National Insurance (affiliated w/ Align General, by way of AAA). Liability only, of course.
Just who is convincing you of this $500/6months?
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