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Old 04-02-2017, 08:06 PM
 
313 posts, read 406,485 times
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Can anyone recommend a good mortgage lender in Santa Fe?
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Old 05-06-2017, 09:17 AM
 
Location: Santa Fe, NM
967 posts, read 2,014,600 times
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I can recommend a couple, but don't know if it's appropriate or allowed on this forum to mention specific companies.
If you send me a private message I can give you a couple of referrals.
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Old 05-06-2017, 10:35 AM
 
15 posts, read 10,857 times
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Quote:
Originally Posted by GreatSantaFe View Post
I can recommend a couple, but don't know if it's appropriate or allowed on this forum to mention specific companies.
If you send me a private message I can give you a couple of referrals.

Watch out for kickbacks/referrals made by Sales people who may be tied to specific lenders !


Otherwise, investigate "non-bank lenders", [mod] don't bash other companies, read the Terms of Service about consumer complaints. [/mod] And don't use a "mortgage broker", they simply mark up your rate most times but certainly won't tell you. They too are nothing but Salespeople, just like real estate Salespeople. They are NOT fiduciaries looking out for you

Last edited by Poncho_NM; 05-06-2017 at 11:37 AM..
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Old 05-06-2017, 11:08 AM
 
Location: Santa Fe, NM
967 posts, read 2,014,600 times
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Alberto means well, but I feel I need to correct any mis-interpretation. It would be against the Code of Ethics that all Realtors must adhere to to accept kick-backs from any lender. Plus the lender would be violating federal law by doing so. So, if you do business with a licensed Realtor you should not have to worry about this.

I, personally, never accept any kind of consideration from any company I recommend. My loyalties are thus never divided - and most reputable Realtors I know operate the same way. And no Realtor I know, or know of, has ever been offered or accepted a kick-back from a lender. I was on the Board of Directors for the Santa Fe Association of Realtors for 5 years and not one such case was ever brought against a Realtor in our association during that time. There are real estate agents/salespeople who are not Realtors (and cannot call themselves Realtors) who are not bound by our Code of Ethics but still, lenders cannot violate federal law in this regard.
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