Potential Move to SAV area (Savannah, Jackson: townhome, college, sales tax)

[pink caddy]

Originally Posted by bellhead

Where do you live at? NJ

For those in the know...dats funny!

[bellhead]

Originally Posted by pink caddy

For those in the know...dats funny!

I have my Jersey pass, I actually really liked NJ, the two negatives are the winter and high cost of living. If you are making 300k a year and can vacation during the winter, this negates the above.

[breakaway71]

bellhead- used to live in West Milford

[breakaway71]

Bellhead- sorry, read your post wrong and so not to "edit" , just wrote a new answer. Ohio now.

[bellhead]

Originally Posted by breakaway71

Bellhead- sorry, read your post wrong and so not to "edit" , just wrote a new answer. Ohio now.

Taxes are pretty fair in Ohio, they get you in some ways but it's good in others. Georgia has a little lower property taxes but they are still too high for me. My 350k house is at 5k and going up. Income taxes are about 2k a year 100k income. Also the damn car fee situation is beyond ridiculous, and sales tax is 7% with the city still broke.

And why not just say Cincinnati, West Milford is 20 miles from fountains square.

[SavannahLife]

Originally Posted by ajc

The neighborhood has an a-la-carte HOA system. So, you pick the amenities you want to use. i.e. You don't want to use the pool, you don't have to pay for it.

That's a cool idea! I like it!

[breakaway71]

bellhead- Taxes are hit or miss in our area. It's the local taxes that get you. The school levies wind up mixed with your property taxes. Little bergs have their regional taxes and if the city adds things then it can be added to your regional or property. Many towns refuse to negotiate their city taxes, say if you work in Columbus, it's 2.5% of your income. Then, wherever you live has its own and may credit you since you pay for working in Columbus, or they may not. Ours does not, so we pay another 1.5% income. Then you have property, local, school and obviously sales.

The interesting part of this area is that many cities carry another name- say Dublin or Hilliard or Westerville, but they may be within Columbus city limits, so you don't pay both taxes. It's got the proper name, but with Columbus taxes, so if you work downtown it's still within the 2.5 tax area.

Sorry, thought I had said Columbus somewhere before up above.

[bellhead]

Originally Posted by breakaway71

bellhead- Taxes are hit or miss in our area. It's the local taxes that get you. The school levies wind up mixed with your property taxes. Little bergs have their regional taxes and if the city adds things then it can be added to your regional or property. Many towns refuse to negotiate their city taxes, say if you work in Columbus, it's 2.5% of your income. Then, wherever you live has its own and may credit you since you pay for working in Columbus, or they may not. Ours does not, so we pay another 1.5% income. Then you have property, local, school and obviously sales.

The interesting part of this area is that many cities carry another name- say Dublin or Hilliard or Westerville, but they may be within Columbus city limits, so you don't pay both taxes. It's got the proper name, but with Columbus taxes, so if you work downtown it's still within the 2.5 tax area.

Sorry, thought I had said Columbus somewhere before up above.

One of the drawbacks about the northern cities is the payroll tax in order to keep them running. I remember Cincinnati's was 2.2% which meant they were taking about $1500 to 1800 a year when I worked in downtown Cincinnati. People hated it because a lot of us were not city residents but lived in one of the many small cities surrounding it.

[breakaway71]

bellhead- Do you find the taxes to be set up well in SAV? Honestly haven't looked at them yet. Was just trying to get a feel for the area. On OH, our home insurance is lower, but our property taxes are higher. We have family in Florida and theirs is the opposite.

[bellhead]

They went up, but our income went up also. My biggest complaint is we have 4 taxes here in GA. Income tax of about $1500 per 100k, property taxes of about 1.5% per 100k, car titling tax which is $500 every year, and a 7% sales tax. The state sales tax is 5% but Chatham county has two splost packages, one is for the schools and the other is for the county to improve infrastructure. If you live in the county your property taxes are about $1000 per 100k, but we live in the city as I don't like to commute, also the county doesn't have fire protection so you have to buy it on your own.

I lived in Kentucky and made a commute into Cincinnati of about 10 miles, and my taxes were a lot lower there, but before lived in Cincinnati and it was a wash.


I would like to move to Florida, right around Jacksonville and by doing that my tax bill would drop several thousand a year. I also work from home a majority of the time and my territory is Florida.