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Old 08-16-2014, 09:48 PM
 
3,087 posts, read 5,969,671 times
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I would like to pay for my Cable TV bill, and the automated voice is telling me to push in my credit card number using my phone. I'm wondering if this is safe.
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Old 08-16-2014, 09:58 PM
 
Location: southwestern PA
20,419 posts, read 38,417,475 times
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Safe enough, but not smart.
Don't they charge a hefty fee for that convenience?
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Old 08-17-2014, 03:46 AM
 
2,620 posts, read 3,013,631 times
Reputation: 2912
Yes, overall, it's fine and relatively safe.
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Old 08-17-2014, 05:46 AM
 
Location: Florida
20,511 posts, read 20,503,721 times
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AARP Health Ins switched to this method after years of having an agent take it claiming it is a much more secure way of handling payments. The agent would switch me to a different line.
Not all companies charge for doing phone payments but I know Comcast does, as do some utilities.
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Old 08-17-2014, 07:03 AM
 
10,752 posts, read 17,999,763 times
Reputation: 10244
Personally I would never directly give another person my CC info, but it's probably no more or less safe than using an online payment system or POS transaction nowadays.
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Old 08-17-2014, 01:38 PM
 
2,354 posts, read 3,974,415 times
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Why not just pay online, or have auto payments set up from your bank account?

Yes it is fine by the way.
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Old 08-17-2014, 03:06 PM
 
Location: Diaspora
21,540 posts, read 24,664,736 times
Reputation: 8929
yes. Credit Cards are safe to use (Debit cards with a CC logo have no protection for fraud).
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Old 08-17-2014, 03:17 PM
 
10,752 posts, read 17,999,763 times
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Quote:
Originally Posted by Pruzhany View Post
yes. Credit Cards are safe to use (Debit cards with a CC logo have no protection for fraud).
Completely incorrect

Debit | Visa USA

"Just like credit card cards, debit cards have Zero Liability* fraud protection and dispute resolution options."

https://www.fdic.gov/consumers/consu...ctplastic.html

"In general, under the Truth in Lending Act, your cap for liability for unauthorized charges on a credit card is $50. But under the Electronic Fund Transfer Act, if your debit card or ATM card is lost or stolen or you notice an unauthorized purchase or other transfer using your checking or savings account, your maximum liability is limited to $50 only if you notify your bank within two business days. If you wait more than two business days, your debit/ATM card losses under the law could go up to $500, or perhaps much more. With either card, though, industry practices may further limit your losses, so check with your card issuer."
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Old 08-17-2014, 05:39 PM
 
Location: Diaspora
21,540 posts, read 24,664,736 times
Reputation: 8929
Quote:
Originally Posted by NHDave View Post
Completely incorrect

Debit | Visa USA

"Just like credit card cards, debit cards have Zero Liability* fraud protection and dispute resolution options."

https://www.fdic.gov/consumers/consu...ctplastic.html

"In general, under the Truth in Lending Act, your cap for liability for unauthorized charges on a credit card is $50. But under the Electronic Fund Transfer Act, if your debit card or ATM card is lost or stolen or you notice an unauthorized purchase or other transfer using your checking or savings account, your maximum liability is limited to $50 only if you notify your bank within two business days. If you wait more than two business days, your debit/ATM card losses under the law could go up to $500, or perhaps much more. With either card, though, industry practices may further limit your losses, so check with your card issuer."

READ YOUR OWN POST!

If the card is not lost or stolen then its treated like a check which has no protection. A debit card is a plastic check. Have a Visa/MC logo is just the network it works through.
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Old 08-17-2014, 05:48 PM
 
10,752 posts, read 17,999,763 times
Reputation: 10244
Quote:
Originally Posted by Pruzhany View Post
READ YOUR OWN POST!

If the card is not lost or stolen then its treated like a check which has no protection. A debit card is a plastic check. Have a Visa/MC logo is just the network it works through.
Wrong again, you only bolded part of what is important.

"or you notice an unauthorized purchase or other transfer".

A debit card is not a plastic check and is protected from fraud. You can believe it or not, I can tell you from experience that it is.
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