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Old 03-13-2015, 04:26 PM
 
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I don't have credit problem. Most likely it's because I used to have the reward visa years ago and after not using it for a long time it was canceled. The system may have found my info already in the system.

Last edited by snowmountains; 03-13-2015 at 05:38 PM..
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Old 03-13-2015, 05:19 PM
 
Location: Diaspora
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Quote:
Originally Posted by ssww View Post
I don't have credit info. Most likely it's because I used to have the reward visa years ago and after not using it for a long time it was canceled. The system may have found my info already in the system.
Everybody has a credit report. So either you can wait for their letter or get copies off your reports and see whats going on.

Free Credit Reports | Consumer Information
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Old 03-13-2015, 05:42 PM
 
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Originally Posted by Pruzhany View Post
Everybody has a credit report. So either you can wait for their letter or get copies off your reports and see whats going on.

Free Credit Reports | Consumer Information
I meant to write I don't have "credit problem" instead of "info". I do have great credit
Yeas ago I got the amazon reward visa for the same purpose of using the one-time instant credit upon approval, then I either never used it again or used it only few times. Fast forward some time last year I received a letter (I think) saying because the visa card had not been used for too long, it was canceled.

Maybe they will not give me another one this time because of that
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Old 03-13-2015, 05:54 PM
 
Location: Diaspora
21,540 posts, read 24,664,736 times
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Quote:
Originally Posted by ssww View Post
I meant to write I don't have "credit problem" instead of "info". I do have great credit
Years ago I got the amazon reward visa for the same purpose of using the one-time instant credit upon approval, then I either never used it again or used it only few times. Fast forward some time last year I received a letter (I think) saying because the visa card had not been used for too long, it was canceled.

Maybe they will not give me another one this time because of that
The Amazon card is actually a Chase card. So Chase made the decision and not Amazon. Check your reports.
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Old 03-13-2015, 10:40 PM
 
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I checked my credit report today. Everything is good. Nothing negative.
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Old 03-14-2015, 02:47 AM
 
Location: Diaspora
21,540 posts, read 24,664,736 times
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Originally Posted by ssww View Post
I checked my credit report today. Everything is good. Nothing negative.
All three?
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Old 03-14-2015, 05:05 AM
 
Location: Florida
20,511 posts, read 20,503,721 times
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Quote:
Originally Posted by ssww View Post
I meant to write I don't have "credit problem" instead of "info". I do have great credit
Yeas ago I got the amazon reward visa for the same purpose of using the one-time instant credit upon approval, then I either never used it again or used it only few times. Fast forward some time last year I received a letter (I think) saying because the visa card had not been used for too long, it was canceled.

Maybe they will not give me another one this time because of that
Ah ha, yes, a definite possibility. If you have already taken advantage of the 'new user' ($70 this time)credit they may well not want to issue it to you again.

There's a possibility you'll just get an offer to reinstate your old card.
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Old 03-14-2015, 08:19 PM
 
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Yes I do because it like any other VISA but offers more reward on amazon purchases (3%); What card depends on what you want but if you use Amazon a lot the larger point towards future purchases is nice. I changed mine with VISA over the phone ; so don't know about reply. It took minutes and was just a change over on type of Visa. Gas I only use it when Discover is not paying 5% cash back or no Chevron. My rule on credit cards is never get one for one time reward as it effects your credit and too much to keep up if many these days. Might reject you depending on income to credit limits already recorded with other cards.
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