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Old 01-31-2015, 11:06 PM
 
1,111 posts, read 597,660 times
Reputation: 1005

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Quote:
Originally Posted by PeachSalsa View Post
I guess cuz I am just a rebel! After all, I even wore a hoodie all day today! I wore that hoodie when I went shopping in 2 different stores...used my CC that says "See ID", I showed ID, and CC went through with no issues!! Yep, I am a rebel.

I think I'll be wearing a hoodie tomorrow, too. It's supposed to snow and be cold, so it'll be quite comfortable.
I don't what the deal is with you and people with hoodies. I can't tell whether your racism is getting the best of you or you generally don't know that hoodies are intended to keep people warm in the cold weather. Most people are not going to take off their hoodie when they enter a store... just like how most people are not going to remove their coat when they enter a store.

Whether you're a rebel or not, you're assisting these merchants in breaching their contract and assisting them in fraudulently accepting transactions.
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Old 01-31-2015, 11:07 PM
 
1,111 posts, read 597,660 times
Reputation: 1005
Quote:
Originally Posted by DubbleT View Post
There IS a difference between asking for ID and requiring it. Most of the time merchants are perfectly within their rights to ask for ID. You have the right to refuse to show it, and the sale should not be denied because of that reason. Please quit saying that they cannot legally ask to see your ID.

"All the networks allow a merchant to ask for identification. MasterCard and Visa, however, explicitly prohibit retailers from requiring an ID to accept a properly signed card."


Read more: Can retailers ask for ID with your credit card?
Fair enough. Stores are not allowed to require IDs for the purpose of a credit card transaction (visa, mastercard, and discover)... and they are not allowed to accept these cards as payment without a signature on the signature line.
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Old 01-31-2015, 11:39 PM
 
Location: Shawnee-on-Delaware, PA
4,074 posts, read 3,731,746 times
Reputation: 7567
Quote:
Originally Posted by FBJ View Post
"can I see your ID?

I get so mad it's like I almost want to throw it at the person because I feel like I am being judged and looked at as a thief. I'm not some 18 year old kid wearing a hoodie with his first credit card who may look like he is up to no good. I am a grown man over 30 coming from work dressed in my business attire so it's so easy for me to get annoyed. Plus I find it funny how real criminals can steal people's credit card and go on a shopping spree at target and not be asked for no ID


Does anyone else get asked this question when using a credit card?
LOL I write "ASK FOR ID" on all my credit cards, so Yes I get asked it all the time and No I don't get mad.
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Old 01-31-2015, 11:52 PM
 
1,111 posts, read 597,660 times
Reputation: 1005
Quote:
Originally Posted by jtab4994 View Post
LOL I write "ASK FOR ID" on all my credit cards, so Yes I get asked it all the time and No I don't get mad.
You're actually supposed to sign the card on the signature line and that should be enough for the transaction.
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Old 02-01-2015, 01:32 AM
 
2,702 posts, read 3,868,005 times
Reputation: 4521
Quote:
Originally Posted by FBJ View Post
"can I see your ID?

I get so mad it's like I almost want to throw it at the person because I feel like I am being judged and looked at as a thief. I'm not some 18 year old kid wearing a hoodie with his first credit card who may look like he is up to no good. I am a grown man over 30 coming from work dressed in my business attire so it's so easy for me to get annoyed. Plus I find it funny how real criminals can steal people's credit card and go on a shopping spree at target and not be asked for no ID


Does anyone else get asked this question when using a credit card?
Um, well let's see.. Drug Cartel "owners" sometimes dress better than anybody else.. Mafia Dons ALWAYS dressed to the nines.... Political figures again dress very well..

See the pattern here.. Criminals don't always dress like your neighborhood gang bangers...

Also depending on what business you are in would determine what your business attire is.. Doesn't always mean you wear a suit...

So if this "bothers" you..Send your cards to me and I will use them....
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Old 02-01-2015, 01:34 AM
 
2,702 posts, read 3,868,005 times
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Quote:
Originally Posted by IDoPhysicsPhD View Post
You're actually supposed to sign the card on the signature line and that should be enough for the transaction.
So how would they know that is my handwriting on the back of the card if they have nothing to compare it with????
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Old 02-01-2015, 02:28 AM
 
1,111 posts, read 597,660 times
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Quote:
Originally Posted by SoCalCpl2 View Post
So how would they know that is my handwriting on the back of the card if they have nothing to compare it with????
When you activate the card, you go through verification steps. Either online or on the phone by calling the 800 number. The verification can simply be that you received the card at the address it was sent to. You are then instructed to sign the back of the card. At that point, the card issuer believes the card is in the right hands.

That signature is then used to compare when you sign at the point of sale. I'm sure the issuer takes a certain amount of risk, but that's all that is needed for the transaction. A signature on the back of the card to match up with the signature at the point of sale. No signature, no transaction.
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Old 02-01-2015, 04:48 AM
 
Location: Florida
20,511 posts, read 20,503,721 times
Reputation: 24347
Sheesh, doesn't anybody frequent stores with swipe machines?
Add that to not even needing a signature for transactions under....what is it? $50?
Even when you need to sign on the machine, the clerk has never been in possession of the card.
It's usually back in my wallet by the time the signature is needed.
Gas stations....maybe half ask for a zip but lots of them don't and obviously none need a visual or a signature.
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Old 02-01-2015, 04:58 AM
 
1,111 posts, read 597,660 times
Reputation: 1005
Quote:
Originally Posted by old_cold View Post
Sheesh, doesn't anybody frequent stores with swipe machines?
Add that to not even needing a signature for transactions under....what is it? $50?
Even when you need to sign on the machine, the clerk has never been in possession of the card.
It's usually back in my wallet by the time the signature is needed.
Gas stations....maybe half ask for a zip but lots of them don't and obviously none need a visual or a signature.
The clerk is supposed to compare the signature on the card to the signature you provided at the time of purchase. Whether they do or not is a risk they take on. The card issuer takes on the risk for purchases under $25 where a signature is not required.
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Old 02-01-2015, 06:00 AM
 
Location: Central Maine
2,867 posts, read 3,044,522 times
Reputation: 3984
I WANT people to look at my picture ID when using a debit/credit card. I WANT them to make sure that I am the owner of the card and not someone else using my card...... In fact, on the back of my cards where the signature block appears I wrote "MUST SHOW PHOTO ID".
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