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I guess cuz I am just a rebel! After all, I even wore a hoodie all day today! I wore that hoodie when I went shopping in 2 different stores...used my CC that says "See ID", I showed ID, and CC went through with no issues!! Yep, I am a rebel.
I think I'll be wearing a hoodie tomorrow, too. It's supposed to snow and be cold, so it'll be quite comfortable.
I don't what the deal is with you and people with hoodies. I can't tell whether your racism is getting the best of you or you generally don't know that hoodies are intended to keep people warm in the cold weather. Most people are not going to take off their hoodie when they enter a store... just like how most people are not going to remove their coat when they enter a store.
Whether you're a rebel or not, you're assisting these merchants in breaching their contract and assisting them in fraudulently accepting transactions.
There IS a difference between asking for ID and requiring it. Most of the time merchants are perfectly within their rights to ask for ID. You have the right to refuse to show it, and the sale should not be denied because of that reason. Please quit saying that they cannot legally ask to see your ID.
"All the networks allow a merchant to ask for identification. MasterCard and Visa, however, explicitly prohibit retailers from requiring an ID to accept a properly signed card."
Fair enough. Stores are not allowed to require IDs for the purpose of a credit card transaction (visa, mastercard, and discover)... and they are not allowed to accept these cards as payment without a signature on the signature line.
I get so mad it's like I almost want to throw it at the person because I feel like I am being judged and looked at as a thief. I'm not some 18 year old kid wearing a hoodie with his first credit card who may look like he is up to no good. I am a grown man over 30 coming from work dressed in my business attire so it's so easy for me to get annoyed. Plus I find it funny how real criminals can steal people's credit card and go on a shopping spree at target and not be asked for no ID
Does anyone else get asked this question when using a credit card?
LOL I write "ASK FOR ID" on all my credit cards, so Yes I get asked it all the time and No I don't get mad.
I get so mad it's like I almost want to throw it at the person because I feel like I am being judged and looked at as a thief. I'm not some 18 year old kid wearing a hoodie with his first credit card who may look like he is up to no good. I am a grown man over 30 coming from work dressed in my business attire so it's so easy for me to get annoyed. Plus I find it funny how real criminals can steal people's credit card and go on a shopping spree at target and not be asked for no ID
Does anyone else get asked this question when using a credit card?
Um, well let's see.. Drug Cartel "owners" sometimes dress better than anybody else.. Mafia Dons ALWAYS dressed to the nines.... Political figures again dress very well..
See the pattern here.. Criminals don't always dress like your neighborhood gang bangers...
Also depending on what business you are in would determine what your business attire is.. Doesn't always mean you wear a suit...
So if this "bothers" you..Send your cards to me and I will use them....
So how would they know that is my handwriting on the back of the card if they have nothing to compare it with????
When you activate the card, you go through verification steps. Either online or on the phone by calling the 800 number. The verification can simply be that you received the card at the address it was sent to. You are then instructed to sign the back of the card. At that point, the card issuer believes the card is in the right hands.
That signature is then used to compare when you sign at the point of sale. I'm sure the issuer takes a certain amount of risk, but that's all that is needed for the transaction. A signature on the back of the card to match up with the signature at the point of sale. No signature, no transaction.
Sheesh, doesn't anybody frequent stores with swipe machines?
Add that to not even needing a signature for transactions under....what is it? $50?
Even when you need to sign on the machine, the clerk has never been in possession of the card.
It's usually back in my wallet by the time the signature is needed.
Gas stations....maybe half ask for a zip but lots of them don't and obviously none need a visual or a signature.
Sheesh, doesn't anybody frequent stores with swipe machines?
Add that to not even needing a signature for transactions under....what is it? $50?
Even when you need to sign on the machine, the clerk has never been in possession of the card.
It's usually back in my wallet by the time the signature is needed.
Gas stations....maybe half ask for a zip but lots of them don't and obviously none need a visual or a signature.
The clerk is supposed to compare the signature on the card to the signature you provided at the time of purchase. Whether they do or not is a risk they take on. The card issuer takes on the risk for purchases under $25 where a signature is not required.
I WANT people to look at my picture ID when using a debit/credit card. I WANT them to make sure that I am the owner of the card and not someone else using my card...... In fact, on the back of my cards where the signature block appears I wrote "MUST SHOW PHOTO ID".
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