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A ballpark figure for the 2007 tax year on a $400,000 home in Mt. Pleasant should be about $2200 for a primary residence A home in a minimal flood zone such as an A2 zone in Mt. Pleasant might be about $450 a year. Home owners insurance covering wind and rain will vary according to the structure, insurance company, deductables and claims history of the home owner. Again, a ball park figure for a $400,00 home should be between $2500 and $3500. However, insurance quotes are difficult to estimate with much degree of certainly. If you are shopping for a home in this day and age on the coast, including Mt. Pleasant, you need to shop early for an insurance quote as much as or even more so than for a mortgage quote/rate.
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