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Old 03-14-2012, 10:45 AM
 
Location: Capitol Hill - Washington, DC
3,168 posts, read 4,647,998 times
Reputation: 3395

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CKH linked in another thread and I thought it would be good to post here so others can get a sense of the cost of living around the area. Feel free to add other categories to the list, but here's mine -

Mortgage/Rent - $700 (rent)
Taxes (Town/Village/etc) - $0 since I am a renter
Utilities - ranges from $75ish in summer to $150ish in winter (combined electric/gas, no water payment)
Insurance (Car/Home/etc) - $80 combined auto/renters
TV/Internet/Land Line - $125 (Time Warner, no land line)
Cell Phone - $65 (T-mobile)
Car Payment - $445 (0% APR)
Gas (Auto) - $150 for an SUV
Groceries - $400 (cheaper in the summer when Regional Market is at it's peak)
Pet Fees (Food/Vet/etc) - $75 (3 dogs, this doesn't include unexpected instances)
Other - I do also have over $800 student loan payment per month (yep, more than my apartment), gym membership $15 per month, laundry $20 per month
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Old 03-14-2012, 11:09 AM
 
Location: Deep in the Woods
2,558 posts, read 2,677,708 times
Reputation: 2864
Damn, girl, you gotta get that car payment down! What are you driving, a Lexus?!
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Old 03-14-2012, 11:31 AM
 
Location: Capitol Hill - Washington, DC
3,168 posts, read 4,647,998 times
Reputation: 3395
Quote:
Originally Posted by VintageSunlight View Post
Damn, girl, you gotta get that car payment down! What are you driving, a Lexus?!
lol I've never had a car payment before, so it really doesn't seem like much to me. I have a 2009 Ford Escape that I bought brand new when I got here. I did get some extras added onto it (4WD, sunroof, remote start, some others I'm probably forgetting). It's 0% for 5 years - could've had financed longer, but then I would've gotten interest tacked on and it def wasn't worth it.
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Old 03-14-2012, 11:42 AM
 
Location: DeWitt, NY
1,002 posts, read 1,697,167 times
Reputation: 1424
Mortgage/Rent - $868/mo (includes mortgage insurance, homeowners, city/county/school tax) - actual mortgage component ~$525? Something like that)
Taxes (Town/Village/etc) - Included in above pmt.
County $1149/yr, City & Schools (Syracuse) $1695/yr
Utilities - combined National Greed, budget plan (leveled out all year) for somewhat drafty 1920s house... ~$200/mo
Insurance (Car/Home/etc) - ~$90/mo car (2 drivers), ~$700/year homeowners
TV/Internet/Land Line - FIOS internet+phone $80/mo+tax, super-basic cable ~$15/mo
Car Payment - $258 (6.15% APR)
Gas (Auto) - $150 for me

A lot of approximations in there. My assessment's fairly low (even relative to what I paid for the house... ~$100k in April 2009) so YMMV there. Payment's higher in part because of mortgage insurance... FHA loan with not a lot down. Was too tired of renting with pets to save up more down :-)
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Old 03-14-2012, 01:26 PM
 
Location: Deep in the Woods
2,558 posts, read 2,677,708 times
Reputation: 2864
Quote:
Originally Posted by Becca8377 View Post
lol I've never had a car payment before, so it really doesn't seem like much to me. I have a 2009 Ford Escape that I bought brand new when I got here. I did get some extras added onto it (4WD, sunroof, remote start, some others I'm probably forgetting). It's 0% for 5 years - could've had financed longer, but then I would've gotten interest tacked on and it def wasn't worth it.
Well, at least its all principle. I had a 2007 Ford Escape 4wd with the V6- it was a reliable, fun little truck.
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Old 03-14-2012, 02:19 PM
 
Location: Not Oneida
2,861 posts, read 3,521,423 times
Reputation: 1094
[quote=

Mortgage/Rent - 820 (390 I+P)
Taxes (Town/Village/etc) - in above
Utilities -170 (budget plan)electric/gas, 50 month water payment)30/month trash
Insurance (Car/Home/etc) - 200 (two cars and drivers)
TV/Internet/Land Line - $110 (Time Warner, no land line)
Cell Phone - $iPhone. I do not wanna discuss this
Car Payment - $300 on one, other car is paid
Gas (Auto) -maybe 50 bucks for both cars unless we travel.
Groceries - $400 or less, we use Sams Club as much as we can.
Pet Fees (Food/Vet/etc) -2 dawgs, food, flea stuff prolly 100 bucks
Other - we eat out pretty often and both like to travel so that eats up alot. Also we both have kids which eats up more then you would think.[/QUOTE]

.....
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Old 03-14-2012, 03:16 PM
 
Location: Syracuse
84 posts, read 106,443 times
Reputation: 190
Rent: $850
Taxes: N/A
Utilities: Included in rent
Insurance: $62 for car and $15 for renters insurance
TV/Internet- $55 for FIOS internet, no TV (netflix and over the air signals)
Cell Phone- $70
Car-No payment (used subaru that I love to a fault-210,000 miles and counting)
Gas-Maybe $45 a month (I walk to work/school and only need to drive for groceries and maybe to visit my folks)
Groceries-Probably 350 a month split with my girlfriend
No pets
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Old 03-14-2012, 07:22 PM
 
Location: Capitol Hill - Washington, DC
3,168 posts, read 4,647,998 times
Reputation: 3395
Quote:
Originally Posted by VintageSunlight View Post
Well, at least its all principle. I had a 2007 Ford Escape 4wd with the V6- it was a reliable, fun little truck.
Oh yeah, I've wanted an SUV forever! My first car was a Hyundai Accent when I was in highschool - parents wouldn't let me buy an SUV because they swore I would "tip it over" I left the Hyundai in Hawaii and knew exactly what I wanted when I had landed in Syracuse. I absolutely love the Escape and can't imagine driving another car Plus it's so much easier in the snow
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