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No offense taken. And even if you had meant that as an insult, it wouldnt have affected me, as that I am 34 years old, have no mortgage and that truck I drive is paid for. So I am pretty happy with where I am in life. BTW, I have 18 inch rims--not by choice, it was the only truck available in the color I wanted so I had to take the 18inch chrome rims. The people that me make laugh are the run down houses on the south and north sides that have those escalades and navigators (usually with 22 inch rims) parked in front of homes that look like they should be condemned. Those people have no priorities in life IMO
I was always of the opinion that you don't drive a car worth more than the home you park it at.
There's a rule of thumb I hear often- the sum of household vehicles' value shouldn't be more than half of the annual household income. Those boundaries are pretty stringent for many households though.
But Syracuse has affluent sections also. I think we all agree that some prefer the city and some prefer the suburbs, but I don't get the sense that JRice or Bella believes -- or wants to acknowledge -- that the city of Syracuse has large and healthy upper-middle class neighborhoods. My claims aren't enough to convince you guys; that's ok, but it would be beneficial for you guys to get out and learn about the city that supports the region -- if only to dispel these odd myths about the poverty-stricken inner city.
Very true...People seem to forget about neighborhoods like Strathmore, Sedgwick, Scottholm/Meadowbrook/Bradford Hills, the Valley(south of Seneca Turnpike in some parts), parts of Eastwood(south of James and East of Midler), Berkeley Park in the University neighborhood, a good portion of the Outer Comstock neighborhood, parts of the Westcott neighborhood and even some on Park Ave. behind Automobile Row on the West Side.
Yeah, I think you'd have to have some sliding to those scales as you go down in income or in home value.
I can tell you there is now way in heck I can foresee owning a vehicle at half my income. I'm just too cheap.
Noooo. lol - the total value of your vehicles shouldn't be more than half of the househould income. So if you and your significant other make $80K together, your vehicles shouldn't be worth more than $40K together. If the income is $36Kyear, the vehicles shouldn't be worth more than $18K.
It's a matter of spending money where it *would most prudently* be spent, not just "how much am I willing to/can afford to spend on my dream car?" If someone is spending $700/month on a $40K vehicle when their income is "only" $50-60K, it would probably be wiser if they spent $250/month and invested the other $450/month into retirement. That kind of thing.
Oh I know what you meant, but my comment probably came out wrong. I was just making the point that I am a proud cheapskate when it comes to things like cars, TV's, furniture, etc.
Same here. lol - for the month we had a car, I fixed up the little things and sold it for 4 times what we paid. That was a huge incentive... not only did we have no use for the car but I could make a profit? SOLD. I think the best deal was getting a perfect bumper for free on Craigslist and putting it on myself. lol - about $800+ saved!
Or has been played out a long time ago around here.
Really? Its still huge on the west coast--like in Vegas and LA. I am happy that I have yet to see a car where it has whats called "3 wheel motion" installed--you know the ones with the hydrollics and bounces all over the place
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