U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Florida > Tampa Bay
 [Register]
Tampa Bay Tampa - St. Petersburg - Clearwater
Please register to participate in our discussions with 1.5 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Jump to a detailed profile or search
site with Google Custom Search

Search Forums  (Advanced)
Business Search - 14 Million verified businesses
Search for:  near: 
 
 
Unread 05-22-2011, 03:15 PM
 
7 posts, read 9,190 times
Reputation: 12
Default Any non-ChexSystems banks or second chance banks in the area???

Like many others who were struck hard and fell in deep financial woes because of the economy. I got myself in ChexSystems. Now that I am getting back on my feet I am in need of a Checking Acct. I know that there are banks out there that do not look at CheckSystems and others that do but are willing to give a second chance. Anyone know of any in the area. I live in Palm Harbor.
Quick reply to this message

 
Unread 05-29-2011, 04:42 PM
 
Location: Coast of MS
276 posts, read 641,519 times
Reputation: 104
USAA...they aren't local, but if you need to make a deposit you can do so at a UPS store.
Quick reply to this message
 
Unread 05-29-2011, 07:01 PM
 
Location: Brandon, FL...wishing I was back in Nebraska.
2,262 posts, read 1,646,670 times
Reputation: 2076
USAA is Government/Federal workers only though.

Try BoA online - they will take anyone.
Quick reply to this message
 
Unread 05-29-2011, 07:05 PM
 
Location: Coast of MS
276 posts, read 641,519 times
Reputation: 104
Quote:
Originally Posted by rezfreak View Post
USAA is Government/Federal workers only though.

Try BoA online - they will take anyone.
That would be incorrect...USAA for banking purposes is open to anybody, insurance & such is restricted...

And BoA uses chexsystems. USAA doesn't, that's how & why I have an acct with them.
Quick reply to this message
 
Unread 05-29-2011, 07:17 PM
 
Location: Brandon, FL...wishing I was back in Nebraska.
2,262 posts, read 1,646,670 times
Reputation: 2076
BoA *local* branches are chexsystems, but BoA online is not unless they changed something in the last 1 year. I had a black mark on my chexsystems file and BoA online took me. You have to sign up for your account online, not in a local branch to get around that.
Quick reply to this message
 
Unread 05-29-2011, 07:20 PM
 
Location: Coast of MS
276 posts, read 641,519 times
Reputation: 104
Quote:
Originally Posted by rezfreak View Post
BoA *local* branches are chexsystems, but BoA online is not unless they changed something in the last 1 year. I had a black mark on my chexsystems file and BoA online took me.
Ok...I actually owe a bank from an acct that was overdraft a few years back, I can't open another acct anywhere until that's taken care of. I've been in chexsystems b4 for the same reason but once I paid the acct I was cleared, even though I was still in chexsystems, it showed it was paid.
Quick reply to this message
 
Unread 05-30-2011, 12:53 PM
 
7 posts, read 9,190 times
Reputation: 12
Thanks I'll look into that
Quick reply to this message
 
Unread 05-30-2011, 11:52 PM
 
Location: SARASOTA, FLORIDA
11,489 posts, read 7,264,361 times
Reputation: 4746
Most of the time paying it will open you back up to better banks.

Have you tried Ally Bank?

Woodforest at Wal Marts?

Just to get you started.
Quick reply to this message
 
Unread 05-31-2011, 12:07 AM
 
Location: Coast of MS
276 posts, read 641,519 times
Reputation: 104
Quote:
Originally Posted by Sunny-Days90 View Post
Most of the time paying it will open you back up to better banks.
True, haven't come across better than USAA though. Free, no atm fees, excellent customer service & my debit card earns points.
Quick reply to this message
 
Unread 05-31-2011, 11:44 AM
 
Location: Tampa
8 posts, read 6,992 times
Reputation: 16
There is not such thing as BOA online. It is the same bank that is FDIC insured and uses ChexSystems. You may be able to open online but when an audit is done, Risk will shut you down and freeze your funds. Pay your debt and then open an account the correct way.
Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Options
X
Data:
Loading data...
Based on 2000-2011 data
Loading data...

123
Hide US histogram

Over $74,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Florida > Tampa Bay
Similar Threads
View detailed profiles of:

All times are GMT -6.

2005-2014, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 - Top