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Old 06-11-2012, 05:15 AM
 
Location: New Hampshire
379 posts, read 1,307,427 times
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I'm used to making ends meet on a relatively tight budget...factoring in not only the usual cost of living but also afterschool program costs etc, can I make it on 31k and live among folks who are good citizens and have pride in their neighborhood?...and of course as good school for my son. Less than 20 minutes to Clearwater. If so, any specific neighborhoods to focus on would be great.

Thanks
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Old 06-11-2012, 05:04 PM
 
18,590 posts, read 12,207,150 times
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Gonna be tough to do if you want a Nice hood in the Tampa area.
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Old 06-12-2012, 07:32 AM
 
Location: Tampa, FL
27,798 posts, read 28,315,206 times
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If you live with-in your means and spend wisely (no extras), I think it's possible. But CHASL is correct, the right home/neighborhood will be one factor. Having a reliable car that doesn't eat up your $$ with repairs is another. Not having a lot of unnecessary monthly expenses is important (no Starbucks, expensive cell phones, expensive cable, etc). I think there are a lot of families that could live off of $31k/yr, and some would say they'd be comfortable. Sorry, can't help you with community recommendations -

Good luck
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Old 06-12-2012, 09:29 AM
 
Location: Saint Petersburg, FL
1,881 posts, read 3,291,792 times
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I think it's possible, but not easy. I agree that you'd have to be extremely frugal. Do you have any savings for emergencies?

I don't know the Clearwater area very well, so I'm not any help with neighborhoods, but what about an apartment complex rather than a house? You might be more likely to find a nice apartment community within your budget.
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Old 06-12-2012, 12:19 PM
 
5,453 posts, read 8,272,058 times
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Hey, I'll make this simple for you: There are 6 of us on 37k! If there are two of u on 31k, I say you will be FINE!!!

Housing cost (rent) would b your biggest expense if u want the good schools, everything else is gravy.

Look at Palm Harbor, plenty of communities, good schools, and on a good day potentially 20 minutes from Clearwater.

(PS, I wouldn't call us "frugal though"! we splurge on the Disney passes with the FL resident discount to have our entertainment covered for all of us, and we don't eat out! generally bc of portion sizes) my cell bill is $260 definitely NOT frugal hahahahah)
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Old 06-12-2012, 12:28 PM
 
Location: Tampa, FL
27,798 posts, read 28,315,206 times
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Busch Gardens has annual passes with parking that are worth it, imo, as well.

I can afford all kinds of entertainment, but I still use the local library a lot of the time for movie rentals -or RedBox ($1.25 for a night).

I know people that volunteer at Straz Performning Arts once a week or so to serve at ushers (easy work) in order to get free admission to Broadway plays and the Florida Orchestra performances.

Most/some beaches are free.

Parks are free.

TBO.com offer all kinds of suggestions for cheap entertainment for families every week, free concerts, etc.

There's actually a thread on CDF on living off a shoestring that you might be interested in reading - some good ideas there.
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Old 06-12-2012, 12:34 PM
 
Location: Palm Harbor, FL
463 posts, read 954,902 times
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I agree that the majority of your money will be put toward rent, if you are frugal with everything else you should be fine.

I would also recommend the city of Oldsmar, it's got access to a lot of free parks and the schools are good.

Good luck!
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Old 06-12-2012, 12:56 PM
 
5,453 posts, read 8,272,058 times
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Here's a list of parks etc:
Pinellas County Florida - Parks & Preserves

Yeah, there are a lot of theme parks around, take your pick...now we have Legoland too...
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