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Old 01-02-2013, 08:13 PM
 
Location: Pinellas Park Florida
210 posts, read 503,137 times
Reputation: 157

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No big storms, but property insurance costs rising

Does anybody believe that these fly by night Insurance co's will be around when the big one hits.
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Old 01-03-2013, 06:43 AM
 
Location: North of South, South of North
8,707 posts, read 8,768,287 times
Reputation: 5072
Quote:
Originally Posted by thession View Post
No big storms, but property insurance costs rising

Does anybody believe that these fly by night Insurance co's will be around when the big one hits.
I just got my roof redone, so now I am able to dump Citizens. They charged me WAY too much for almost no coverage. Now I am able to go with another company for $1,645 which gets me a LOT of coverage on a $300,000+ home. I am very very happy.
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Old 01-03-2013, 08:57 AM
 
1,422 posts, read 1,482,146 times
Reputation: 553
Quote:
Originally Posted by PriusH8r View Post
I just got my roof redone, so now I am able to dump Citizens. They charged me WAY too much for almost no coverage. Now I am able to go with another company for $1,645 which gets me a LOT of coverage on a $300,000+ home. I am very very happy.

you are dumping citizens for which company?
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Old 01-03-2013, 11:58 AM
 
Location: Tampa, FL
27,798 posts, read 26,079,024 times
Reputation: 14611
Quote:
Originally Posted by thession View Post
No big storms, but property insurance costs rising

Does anybody believe that these fly by night Insurance co's will be around when the big one hits.

If they aren't the State of Florida will because the state's insurance guarantee fund will kick in to protect the state's policyholders.
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Old 01-03-2013, 12:11 PM
 
Location: North of South, South of North
8,707 posts, read 8,768,287 times
Reputation: 5072
Quote:
Originally Posted by 071402 View Post
you are dumping citizens for which company?
Tower Hill Insurance. The coverage is vastly better, for less money than the pitiful state run plan.

I also like them because they get their secondary insurance in the private market, not from the state. This will allow them to pay out quicker in the event of multiple devastating storms, rather than waiting on the state to pay out some smaller percentage on an extended schedule.
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