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Old 10-10-2013, 05:10 AM
 
25,779 posts, read 38,992,690 times
Reputation: 13782

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Some ins. Companies take in consideration your credit score. Some don't but I agree with a different poster they go by other items so what your neighbor will pay for a similar home may not be what you will pay and I would suggest to call different ins. Companies for a quote based on certain facts and it doesn't have to be the exact address or you can have them run a specific home that you like.
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Old 10-10-2013, 05:53 AM
 
Location: Sandy beaches...
403 posts, read 352,794 times
Reputation: 798
PH west of 19, 2300sqft w/ pool. Last year Citizens quoted 1700 and private ins quoted from 2400-3500 that included a good chunk of wind mitigation discount. Not in flood zone and flood ins quoted about 400.
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Old 10-10-2013, 03:43 PM
 
Location: Chicago, IL
8 posts, read 20,857 times
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Quote:
Originally Posted by hokiepoke View Post
PH west of 19, 2300sqft w/ pool. Last year Citizens quoted 1700 and private ins quoted from 2400-3500 that included a good chunk of wind mitigation discount. Not in flood zone and flood ins quoted about 400.
Thank you! That helps
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Old 10-10-2013, 08:36 PM
 
Location: Chicago, IL
8 posts, read 20,857 times
Reputation: 10
Quote:
Originally Posted by hokiepoke View Post
PH west of 19, 2300sqft w/ pool. Last year Citizens quoted 1700 and private ins quoted from 2400-3500 that included a good chunk of wind mitigation discount. Not in flood zone and flood ins quoted about 400.
Quick question- Are those annual quotes or bi-annual?
Thanks!
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Old 10-10-2013, 11:27 PM
 
Location: Sandy beaches...
403 posts, read 352,794 times
Reputation: 798
Quote:
Originally Posted by beckyb6789 View Post
Quick question- Are those annual quotes or bi-annual?
Thanks!
It is for annual.
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Old 10-11-2013, 12:27 PM
 
2,708 posts, read 4,384,866 times
Reputation: 2302
My insurance renewal came in at $2400, was $1900 just last year and $1400 the year before. Every time they said it is to me to the market level. Watch out those initial rates. They will keep increasing every year.
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Old 10-11-2013, 01:08 PM
 
323 posts, read 578,417 times
Reputation: 270
Countryside area
built in '84, gable shingle roof
approx 2300 sq ft with pool
non-flood zone

Ours is up for renewal, but with a private company this time. Our $1958 policy for last year through Citizen's was assumed this spring. The new company's renewal rate is $2118. I'm not going to bother shopping around, the $160 increase just isn't worth the hassle to me this year.

Last edited by druthb00; 10-11-2013 at 01:17 PM..
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Old 10-11-2013, 03:34 PM
 
2,708 posts, read 4,384,866 times
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Does any of you guys giving quote have sinkhole activity coverage? If it is just catastrophic sinkhole coverage, the prices are really different. If I were to drop the sinkhole activity coverage (not to be confused with catastrophic sinkhole coverage) my premium would drop by about $500.
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Old 10-11-2013, 03:46 PM
 
Location: North of South, South of North
8,706 posts, read 8,777,418 times
Reputation: 5072
Quote:
Originally Posted by MeInDenudinFL View Post
Does any of you guys giving quote have sinkhole activity coverage? If it is just catastrophic sinkhole coverage, the prices are really different. If I were to drop the sinkhole activity coverage (not to be confused with catastrophic sinkhole coverage) my premium would drop by about $500.
Mine is only catastrophic. I think the other is a waste, when you really look into how both work. Plus there seems to be an absence of sinkhole activity in my area. Having said that, I am sure you will see me on the news soon saying "I never thought it would have happened to me".
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Old 10-11-2013, 03:51 PM
 
323 posts, read 578,417 times
Reputation: 270
No sinkhole or flood included for mine.
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