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Old 07-30-2016, 07:29 AM
 
Location: Central Mexico and Central Florida
7,077 posts, read 3,427,247 times
Reputation: 10133

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Quote:
Originally Posted by TheSkyster View Post
Get ready, FEMA is going to change a lot of evaluations and designations in the very near future.
Yes, the FEMA re-do of Pinellas is due out in 2017 and will take effect in 2018. Will be interesting to see how lines are redrawn. If you are moved from zone X to high risk AE, your premium increase is limited to 18% a year as you migrate to the high risk rates. That's some consolation, at least.

And flood insurance regs/premiums remain a political football in Congress, ever since the Biggert Waters fiasco.
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Old 07-30-2016, 11:38 AM
 
131 posts, read 107,221 times
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If this is not posted yet it may help.
Pinellas County Storm Surge Visualization
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Old 07-30-2016, 12:55 PM
 
Location: Central Mexico and Central Florida
7,077 posts, read 3,427,247 times
Reputation: 10133
Quote:
Originally Posted by Leenme View Post
If this is not posted yet it may help.
Pinellas County Storm Surge Visualization
Funny you posted that. I used that link as part of my application for a LOMA with FEMA because at the 3 feet surge, neither our house nor land were touched by rising water. I do not know if it influenced FEMA in the LOMA they issued to us (they took our house out of AE, into X, but they don't give a specific reason).

I fully expect that the 2017 Pinellas map revision will be worse generally for everyone in the County as FEMA takes into account global warming, rising waters, all sorts of 'estimates.' Though in REALITY, due to the 10+ year hurricane drought in Pinellas, the new maps should be LESS severe than the current one, for insurance purposes.

And not just flood insurance, but all our homeowner/car policies should reflect lowered risk of hurricane damage given the past 10 years. Unfortunately the FL legislature is in the pocket (and pocketbook) of the insurance industry.
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