Actually most do not have a CDD, but if you're looking in a community with resort style amenities, you can expect to have an HOA. If I had an idea of your price range, I can give you some possibilities. Additionally, I think most of the smaller communities built by (the previous) Morrison Homes, don't have CDDs either. The large master planned communities will have CDDs. Once you decide on a neighborhood, you will need to confirm with the taxing authorities.
The Community Development Districts aka Special Districts are available to search online at
Home | www.FloridaSpecialDistricts.org