Which county is cheaper for insurance & property tax, pinellas county or hillsborough? (Tampa: house)

[Josh2020]

Which of the two counties will be cheaper in insurance and/or property tax wise?

[Playball40]

I believe Hillsborough County is less expensive for both. Pinellas is actually a penisula surrounded by water, whereas Hillsborough is not. I know Pasco is much more expensive as far as insurance is concerned than either Pinellas or Hillsborough although I cannot for the life of me understand why.

[summergal]

Hillsborough is cheaper.

[chiva95]

Originally Posted by Playball40

I know Pasco is much more expensive as far as insurance is concerned than either Pinellas or Hillsborough although I cannot for the life of me understand why.

Sinkholes.

[masterskip]

hernando is even cheaper

[newyorker24]

Pasco is much, much cheaper for property taxes. Insurance might be too depending on where. There are parts of Hillsborough that require flood insurance.

[Kevin from Tampa]

Pinellas is going to be more for insurance...much greater risk of flooding over there.

Pasco has the cheapest property taxes...this is not even close.

Hillsborough and Pinellas taxes are comparable.

Insurance between H-boro and Pasco will depend on there you live, but would be roughly the same.

[Miserable Midwest]

Originally Posted by Kevin from Tampa

Pinellas is going to be more for insurance...much greater risk of flooding over there.

Actually, the county is irrelevant. It's where you are on the flood maps. My insurance in St. Pete was about half of my friend's comparable house in Town 'N Country because I was at a much higher elevation than he was.

I would advise the poster to check out the flood maps before deciding on a place. There are plenty of places in Pinellas that are at high enough elevations that flooding isn't going to be a problem.

[Kevin from Tampa]

Originally Posted by Miserable Midwest

Actually, the county is irrelevant. It's where you are on the flood maps. My insurance in St. Pete was about half of my friend's comparable house in Town 'N Country because I was at a much higher elevation than he was.

I would advise the poster to check out the flood maps before deciding on a place. There are plenty of places in Pinellas that are at high enough elevations that flooding isn't going to be a problem.

That's a good point, but as a rule of thumb, it'll be more expensive in Pinellas, since it's a peninsula...that said, you're right about making a blanket statement. If you live on Bayshore Blvd in Tampa, you'll have higher insurance costs than if you live in central Clearwater.

[bentlebee]

As previous posters have stated...Pasco is way lower in property taxes...and remember in the future the values will go up...