Car Insurance and Car Inspection (Cookeville, Algood: real estate, how much, houses)

[donnaofnj]

Hi we are from NJ and moving to Cookeville, Tn for job transfers. How much does it cost about for full coverage on two vechicles a year out there as well does TN have state car inspections yearly on all vechicles. And how is the price of gas in that area. We are trying to just figure out the average monthly bills around the area so we can figure out what we can truly spend on a home. We're looking for something with 4 bedrooms, 2 baths and property 1.5 - 5 acres. But definetly under 200k just trying to figure out how low we need to go. Thanks for the help. Any information or pictures of cookeville is more than appreciated. Oh, sorry one more question if anyone is an LPN in that area can you let me know what the starting average pay is for an LPN out there and where are some of the best places to work for LPN. Thank you.

[SPLIT]

D: We live South of your target area, but have some info, till one of your New Neighbors writes in. NO state insp, like the N.E. did every 12 months.
However here in Hamilton co and maybe 7 other co in state ( maybe check the retire tenn state web link) we have a $10 cash only , 5 minute, drive thru state facility, called a EMISSION report, also that you did not remove the catalitic convertor in you exhaust pipe, and you have a original Gas cap, not the redneck red Rag in your pick-up gas tank.Go here 1st before motor vehicle license plates IF NEEDED>. Some co's may have a WHEEL TAX adding $25 to $45 more per years reg.? ASk your real estate agent. INSURANCE for us is about $430 per every SIX months(Travelers) on Two SUV's total $.
$200k will be quite close for your 5 acre wish list. Lower price for less acerage. Many houses may butt up to the rear of TVA or other forest preserve BUFFER land giving you privacy in rear.

[knoxgarden]

Coming from New Jersey, you won't believe how much your car insurance will drop. Registration should be $60 or less a year per car. It's a flat wheel tax, not a personal property tax.
Cookeville is in Putnam County and they've got a very informative website:
Welcome to Putnam County Tennessee Official Government Website - Algood, Baxter, Cookeville, Monterey
You can get even more information on the Tennessee State website.
Moving to Tennessee - TN.gov
Tennessee state and counties have very good and useful websites. You can take care of a lot of routine stuff online.

[JMT]

Originally Posted by donnasteidle

Hi we are from NJ and moving to Cookeville, Tn for job transfers. How much does it cost about for full coverage on two vechicles a year out there as well does TN have state car inspections yearly on all vechicles. And how is the price of gas in that area. We are trying to just figure out the average monthly bills around the area so we can figure out what we can truly spend on a home. We're looking for something with 4 bedrooms, 2 baths and property 1.5 - 5 acres. But definetly under 200k just trying to figure out how low we need to go. Thanks for the help. Any information or pictures of cookeville is more than appreciated. Oh, sorry one more question if anyone is an LPN in that area can you let me know what the starting average pay is for an LPN out there and where are some of the best places to work for LPN. Thank you.

There is no vehicle inspection in most of Tennessee, including Cookeville / Putnam County. There is no wheel tax in Putnam County, either, so your annual car tag fees are something like $24 per car. You do pay a higher fee when you first register your cars in Tennessee.

I was in Cookeville last week and saw 87 octane unleaded for $2.71/gallon. As everywhere, it fluctuates on a daily basis.

If you search this forum for "pictures of Cookeville" you'll find a thread I started with pictures I took. Also, at the city-data.com page for Cookeville there are more photos.

It might be a bit difficult to find a 4BR/2BA home with acreage for less than $200k, but not impossible. You might have to go 5-10 miles outside of Cookeville for that, but you might enjoy living in the countryside anyway. It's a beautiful area. And since it's all one school district, it doesn't matter where in the county you live, your kids can go to any school they wish as long as you provide the transportation. The schools in Cookeville are excellent. The high school in Cookeville is one of only 5 in the state with the International Baccalaureate program, a rigorous (and optional) curriculum that is recognized by any university anywhere in the world.

Good luck!