double wides (Crossville: for sale, credit, construction loan)

[phyll]

I see double wides for sale, I do not know very much about them as far as living in them. Some seem pretty big. I asked my mom about them she said their not too safe as far as hurricanes and storms are concerned. I see quite a few in Est Tennesee. Can someone tell me the real facts about them. Like good points and bad.Thank you so much! phyl

[mbmouse]

Some of them are VERY nice and large with great little amenities, like garden tubs, big decks and such. They are not good when it comes to tornadoes, but we don't get many of those the farther East you go towrds the mountains (them buggers are great protection!) The downside, they depreciate in value verses appreciate like a construction built unless they are on a large portion of land and to finance them....well, you basically need cash or great credit and a very large down payment. However, this is a great option if you are looking for land to build on and can by the land an mobile for cash, then live in the mobile while you build.

[Jon F Moss]

if this was the South Florida forum I'd recommend against something like that. But in Eastern TN (or all of TN for that matter) you shouldn't have to worry about hurricanes to much!

[miper70]

I live in a quad wide in Northern Florida and when we had all the terrible weather a couple of years ago, my house withstood it all better than the "houses" around me. Of course it all depends on who builds the home too.

Of course they're all right about the house appreciating.......the only reason I'm able to sell mine and get a fair price is because I owned the 3 acres it's sitting on before I bought it (which we used the land in lieu of down payment). Other than that, I would be up the creek.

[Shenandoah]

Hubby and I have been pricing new homes, new log homes, existing homes already built on land, including existing log homes for sale, versus modulars. I've seen double-wides, don't really care for them, but we've been VERY impressed by the modulars.

Double-wides do depreciate in value versus stick-built, but how about modulars?? Just curious....

blessings, Shen

[Stonecoldharbours]

They are not safe in the midst of Tornadoes and I think TN gets alot of them and if you do get one, be sure to get a basement underneath and then get tie downs cemented into the ground...honestly if you have to live in one, then that is one story, but I won't if I had a choice, at least not in TN or any other area that gets high winds and Tornados, now at west where there are not T or H, you may be fine, infact some out there are in the millions of dollars in very rich areas, hard to image that they are! Seen a show one night on it and it was a rather good idea to expensive housing out that way! But in TN you can get a nice home for much less than you can just bout anyone else, there are some exception however.

[mbmouse]

Modulars are different than mobiles(double wides). If your modular comes in several different sections, is put together on site, no wheels, no tongue, yes, the is a true modular and once constructed, is no different than a stick built home (regular construction) and appreciates the same. You can get a standard construction loan on modulars, not on mobiles.
Hope this helps

[Shenandoah]

Originally Posted by mbmouse

Modulars are different than mobiles(double wides). If your modular comes in several different sections, is put together on site, no wheels, no tongue, yes, the is a true modular and once constructed, is no different than a stick built home (regular construction) and appreciates the same. You can get a standard construction loan on modulars, not on mobiles.
Hope this helps

Very much, thanks! Stick builts seem to be too expensive, unless you're buying in a tract, no thanks! We'll be going out in the country, so the modular maybe the way for us to go. There was one REALLY nice one, that looked bland from the outside, but as soon as you walked in the door, it looked like a home in Tuscany! There are slight changes that we would make, like making the master bedroom larger, are relatively cheap! We'd put in our own bathroom and kitchen as we didn't care for the cheap wood they used, even on their 'premium' package, but that's ok - we can do it alot cheaper ourselves anyway, have done it with this house.

PghPANative - what area of da 'burgh are you from?

blessings, Shen

[DreamingofTn]

we toured a dealer in Crossville...

OMG some of those houses are incredible...never imagined they could be as nice as they are...

[JMT]

Originally Posted by DreamingofTn

we toured a dealer in Crossville...

OMG some of those houses are incredible...never imagined they could be as nice as they are...

They do seem nice.

But they're still mobile homes, and given the destruction that took place last night of mobile homes in Cumberland County and Claiborne County (especially in Claiborne County) because of high winds and tornadoes, I would be very cautious before buying a mobile home, even a double wide.