Texas Car Insurance: Non-Operation status necessary? (2014, house, buyer)

[mang0]

Hello everyone! This is my first post and hopefully this is the right place for this question.

I am planning to go on a trip for 4-6 months through Central America and I don't really feel like paying for car insurance while I am gone as it will just be sitting in the driveway at my mom's house with no one using it.

My insurance renewal is due in 2 weeks. My registration/inspection will not expire until November 2014.

Basically I want to know what I have to do if I am not going to have it insured. Do I need to register it as a Non-Operational vehicle in Texas? Or can I just forgo paying the insurance, have it sit in the driveway, and renew my insurance policy upon returning?

Any help would be much appreciated.

Have a fine day y'all.

Blissings,
Ryan

[Trainwreck20]

Well, as long as it is registered, you don't have to do much of anything, I don't think; however, when you do decide to get insurance again, they will charge you as if you are a first-time insurance buyer - i.e., they will charge you a lot extra for the first year or so. It may be worthwhile to keep it insured.....

[TX75007]

Unless it gets stolen while you are gone?

Why not sell it then buy when you get back?

[need4speed2012]

Your registration is good till November so that's okay and leave it alone.

If you cancel your insurance I assume that the vehicle will be parked in a garage to protect it and yourself and just left out in the open ??

If you cancel your insurance its called a lapse and getting it reinstated when you get back will be higher.

Car insurance companies don’t look kindly upon lapses.

[BrianH]

Id buy bare minimum insurance to cover theft if its going to sit there. if its not on the road and its a junker that nobody will take I wouldnt bother insuring it.