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Old 01-20-2019, 05:08 AM
 
Location: Wonderland
67,650 posts, read 60,853,687 times
Reputation: 101073

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Well, with $1000 a month premiums and a $6500 EACH deductible for my husband and me, I FEEL like we have no insurance. Does that count?

Thanks, BCBS and the Affordable Care Act. We now have huge insurance costs, but hey, pregnancy and pediatric dentistry is covered! (I have no uterus and we have no kids but whatever.)

I thought it was illegal to carry "catastrophe only" insurance. Apparently not.
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Old 01-20-2019, 12:25 PM
 
Location: Waco, TX
349 posts, read 260,351 times
Reputation: 457
Insurance companies are more organized than the mafia.

Going back to LBJ and his 'Great Society' policies, the poor have been on the receiving end of many, many liberal hand outs over the years. When will the poor stop being poor? The greatest nation in the world still has a poverty issue. One must ask why that is.
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Old 01-21-2019, 03:48 PM
 
Location: DFW
1,074 posts, read 640,265 times
Reputation: 1947
1. I am not sure that TexasRedneck understands how underwriting, actuarial, and algorithms work, but in order to hire enough actuaries to make enough algorithms to incorporate the individual scenarios of each American would make the cost of coming up with the insurance plan so expensive it would far outweigh the cost of everyone paying into the insurance pool. Each one of us has a case of "it's not fair that *I* have to pay for....." but at the end of the day, it works out for the best. Think of people in your neighborhood who say they don't drive so they should not have to pay for street repair, for example. Then the neighborhood property values go down the toilet and everyone is affected.

2. I am no economist nor political historian by any means, but I was always under the impression that the ACA was the first brick in the yellow brick road to real healthcare reform, not the last. Also that in the negotiation with those opposed, it was simply all that could get passed, not necessarily what those in favor wanted 100% (???)
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Old 01-23-2019, 07:19 AM
 
716 posts, read 539,193 times
Reputation: 1546
all i know if before Obmma Care my family rates were 600-700 per month and after its now 1300 - double in what 6 years!

insurance is more than my house payment - thanks god medicare is coming in May - buts it is a cluster with companies leaving states and counties and having to buy crap we dont - [Mod cut: inappropriate/unsubstantiated]

its insurance and you either bought it or did without - thats was a choice - under Obamma Care we had to have it - yea yea the tax penalty was set aside last year but its still big brother telling us we had to have it -

its all bs and rigged -

Last edited by elnina; 02-08-2019 at 12:34 PM..
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Old 01-23-2019, 07:19 AM
 
364 posts, read 617,470 times
Reputation: 1145
Texas is 50th out of 50 states for health insurance coverage. As a provider in healthcare I can tell you, this is a national shame. For all the "Texas is the best!" people out there, just remember that. Worst in the country for health care coverage. Dead...ass...last. Go Texas.
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Old 01-23-2019, 10:09 AM
 
Location: Fort Worth, TX
2,510 posts, read 2,211,278 times
Reputation: 3785
ikoolu...

I can't decipher your post. What I can read and comprehend is just not true. When I was growing up my family couldn't get health insurance because of preexisting conditions, not because my dad was a lazy druggie. My father worked long, physically difficult hours installing HVAC systems. Why should my parents have trouble getting me insurance because I had asthma and allergies?
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Old 01-23-2019, 12:54 PM
 
716 posts, read 539,193 times
Reputation: 1546
i did not say there were issues - i said it was alot cheeper - yea some had problems like your parents - some like me had the rates more than double -
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Old 01-23-2019, 04:25 PM
 
Location: Fort Worth, TX
2,510 posts, read 2,211,278 times
Reputation: 3785
It wasn’t cheaper for everyone. At least you were able to get insurance. My father was self employed and no one would insure us.
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Old 01-23-2019, 06:12 PM
 
2,132 posts, read 2,224,057 times
Reputation: 3924
Quote:
Originally Posted by tcualum View Post
It wasn’t cheaper for everyone. At least you were able to get insurance. My father was self employed and no one would insure us.
Same here. A lot of people were unable to buy insurance at any price before the ACA. And that's what will happen again if the pre-existing condition protections are repealed.
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Old 01-24-2019, 08:43 AM
 
1,514 posts, read 890,031 times
Reputation: 1961
I am of the belief that it is the stongs (my) responsibility to carry the weak (whether in a physical, mental, emotional, spiriual or financial stance), that many hands make light work (that each should be a part of the team and carry their respective load based on their strength and ability) and that a team and all their respective strengths and weaknesses goes furthur then an individual. This is why Im for Universal Healthcare and against a "for profit" health system which promotes individualism and benefits a few, not the majority.

This is why the Affordable Care Act (Obama Care) was a few steps in the right direction (not the destination).

Dismantling the ACA, just because and putting nothing better in its place, or something in its place that hurts the sick and weak, hurts the majority but benefits the few who are already strong is not only a national travesty, but a human one.
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