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Old 08-14-2012, 12:08 PM
 
Location: Coastal Georgia
37,096 posts, read 45,604,555 times
Reputation: 61704

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Yesterday, a man, who spoke little English, came into the bank where I work and wanted to exchange foreign currency to US. He had been to all the big banks, and a few little ones, and no bank around here will do it for non customers. He had no credit cards, just cash.
Can you say, screwed? I guess he had passed through Atlanta, but didn't want to pay the fees at the airport, so had figured he would just get it done along the way.
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Old 08-14-2012, 12:14 PM
 
Location: Durham, NC
2,536 posts, read 8,122,888 times
Reputation: 1624
Why is this person dumb. In many countries banks will exchange currency for travelers so it's not surprising this individual was operating under this assumption. I cannot understand why a bank wouldn't want to do this as they could certainly put the exchange rates in their favor and make some money in the process.
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Old 08-14-2012, 12:21 PM
 
Location: Hougary, Texberta
8,576 posts, read 11,067,923 times
Reputation: 10291
Be careful playing the "dumb tourist" card. Me thinks the deck is stacked against you.
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Old 08-14-2012, 12:25 PM
 
14,253 posts, read 15,327,070 times
Reputation: 13682
More to the point ..... why do the banks refuse to exchange money? In Europe, just about every bank will do it for you.

While I find it strange that this individual only had cash I also find it strange behavior by the banks.
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Old 08-14-2012, 12:29 PM
 
Location: on an island
13,382 posts, read 40,911,924 times
Reputation: 13245
Yeah, the guy should have had a card (maybe he actually did, but didn't want to use it?) but usually a larger bank will do an exchange.

We usually just use a credit card when we travel in other countries, and get money at the ATM. However, I've traveled with a friend who goes into banks to get money, and the banks in London never turned her down.

On the other hand, when we moved to northwest and now northeast Florida, none of the banks would/could provide Euros for us, so we just had to wait until we got over there. This has never been a big deal, but it seems rather bush league on the part of the banks here.
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Old 08-14-2012, 12:34 PM
 
Location: God's Gift to Mankind for flying anything
5,326 posts, read 11,043,599 times
Reputation: 4146
Quote:
Originally Posted by gentlearts View Post
Yesterday, a man, who spoke little English, came into the bank where I work and wanted to exchange foreign currency to US. He had been to all the big banks, and a few little ones, and no bank around here will do it for non customers. He had no credit cards, just cash.
Can you say, screwed? I guess he had passed through Atlanta, but didn't want to pay the fees at the airport, so had figured he would just get it done along the way.
I have never been denied to exchange cash for *other cash*, as long as it was *paper money*, at any bank, away from the border.
Coins ... , we always got rid off, by buying gasoline or other snacks, just before the border.

Which bank do you work for ? Must be a *dumb* bank ?
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Old 08-14-2012, 12:47 PM
 
Location: Eretz Yisrael
21,353 posts, read 24,089,891 times
Reputation: 8864
I've travelled to numerous countries and had no problem exchanging dollars for local currencies in any bank. So why would consider someone as "dumb" to expect to do the same thing coming to the US? Also so you know, many countries have their own version of credit cards that do not work outside of their own countries. And also so you know, there are countries that do not take certain US cards because that country is on PayWave which has a chip in it instead of a scanbar.

http://www.visaeurope.com/en/cardholders/visa_paywave.aspx
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Old 08-14-2012, 02:57 PM
 
Location: Colorado
4,308 posts, read 11,801,772 times
Reputation: 4425
Shame on the banks for not being prepared to handle someone without a credit or ATM card. Not everyone who travels uses them, especially overseas if all kinds of fees are going to be applied. Another perfect example of lack of corporate foresight.
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Old 08-14-2012, 03:07 PM
 
Location: In a chartreuse microbus
3,854 posts, read 5,302,902 times
Reputation: 8023
Had to check in on this thread and make sure it wasn't about me.


It's not. Carry on.
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Old 08-15-2012, 02:15 AM
 
Location: Earth
24,639 posts, read 24,819,132 times
Reputation: 11318
Quote:
Originally Posted by NeilVA View Post
I've travelled to numerous countries and had no problem exchanging dollars for local currencies in any bank. So why would consider someone as "dumb" to expect to do the same thing coming to the US? Also so you know, many countries have their own version of credit cards that do not work outside of their own countries. And also so you know, there are countries that do not take certain US cards because that country is on PayWave which has a chip in it instead of a scanbar.

http://www.visaeurope.com/en/cardholders/visa_paywave.aspx
This looks pretty cool.
I have a German card that works only in Germany.

Paywave looks good, but the chip seems to be more standard at this time.
Must.learn.more.
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