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Old 10-11-2014, 06:53 AM
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I worked twice in China. I always used my American debit card to withdraw cash from local ATMs as the major Chinese banks like Bank of China, China Construction Bank, ICBC, Agricultural Bank of China, etc. allowed me to do so without any problems. So I think the best option for your son is to have a debit card that he can withdraw necessary Chinese currency according to his needs.
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Old 10-11-2014, 08:03 AM
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Originally Posted by ScoopLV View Post
ATMs in Asia using American bank cards is hit-and-miss at best. Since the US does not yet have chip-and-pin cards, many cards are basically useless.

Travelers bring cash to China. That's how their economy works. Anything that ISN'T cash is a sub-optimal plan.

"Chip and pin" refers to credit cards....don't use those at ATMs overseas. Use an ATM/debit card - they have no chip/pin, and work fine. Even better, use one from your credit union - fee free. And carry a second one, just in case. I have always followed that strategy when traveling overseas - no issues, ever. However, I would definitely advise carrying cash, as well.
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Old 10-11-2014, 09:47 AM
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Originally Posted by flyonpa View Post
I would Get a Pre-Loaded Visa/MC card.

There is some much hack/fraud, i would not want to use a debit card that is linked to a account. When he get there he will need "Pocket" change, a draw from a ATM can work for that
I would never travel with a pre-loaded card.

Have the kid take his debit card and give him a credit card for backup.

I travel with 3 credit cards and a debit card. Debit cards only for getting cash out, other than that I strictly use credit. Haven't charged anything to a debit card for probably 5 years when the number got stolen driving across country. If you've got a few credit cards I'd imagine you might have one with zero foreign transaction fees. Also check the debit card for that. Some can be another 3% of the transaction.
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Old 10-11-2014, 10:12 AM
Location: Sunrise
10,868 posts, read 14,239,419 times
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Originally Posted by ChessieMom View Post
Even better, use one from your credit union - fee free.
Your bank card works with Chinese Unionpay systems? Because that's what's standard over there for ATMs. I carry a bunch of different plastic when I travel. Much of my plastic simply does not work in China. And a great deal more only works at large businesses -- the Hyatt Beijing, for instance. What ALWAYS works in China? Cash. That's what. How about we quit dispensing advice that could leave a student high-and-dry?

Cash is safer than cards. China is rife with credit card fraud, but is otherwise a safe country. The concerns about sending a kid to China with a few hundred dollars worth of CNY (Yuan) are invalid.
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