U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Travel
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 06-17-2015, 05:18 AM
 
Location: Phoenix, AZ > Raleigh, NC
15,079 posts, read 19,030,481 times
Reputation: 24192

Advertisements

Quote:
Originally Posted by annerk View Post
We did. But they don't refund a deposit made more than six months previous.
I didn't know that!
Reply With Quote Quick reply to this message

 
Old 06-17-2015, 09:11 AM
 
26,590 posts, read 54,613,838 times
Reputation: 13019
Quote:
Originally Posted by Jkgourmet View Post
I didn't know that!
Yup, unfortunately there is a limit on how long it can be from the time you paid for something until your credit card will intervene and issue a refund. Depending on the card it can be as little as 60 days to as long as six months (Amex for the latter.)

We had put the deposit down about 12 months prior to the charter company going out of business, so no refund. We were lucky though, as I said in an earlier post, there were others who were booked and paid in full for a cruise that was only about six weeks away, and they had bought airfare to Europe, etc. It could have been a lot worse.
Reply With Quote Quick reply to this message
 
Old 06-17-2015, 01:13 PM
 
Location: Phoenix, AZ > Raleigh, NC
15,079 posts, read 19,030,481 times
Reputation: 24192
Quote:
Originally Posted by annerk View Post
Yup, unfortunately there is a limit on how long it can be from the time you paid for something until your credit card will intervene and issue a refund. Depending on the card it can be as little as 60 days to as long as six months (Amex for the latter.)

We had put the deposit down about 12 months prior to the charter company going out of business, so no refund. We were lucky though, as I said in an earlier post, there were others who were booked and paid in full for a cruise that was only about six weeks away, and they had bought airfare to Europe, etc. It could have been a lot worse.
Why didn't you buy trip insurance?
Reply With Quote Quick reply to this message
 
Old 06-17-2015, 06:19 PM
 
26,590 posts, read 54,613,838 times
Reputation: 13019
Quote:
Originally Posted by Jkgourmet View Post
Why didn't you buy trip insurance?
We did. Travel insurance never covers the default of the charter company unless you are in the middle of the trip, and then it will only cover the cost of expenses to get home.

Stop trying to blame the victim. We did everything we could to prevent a loss. Paid with a credit card and bought travel insurance. Anything else you'd like to try and throw me under the bus for?

By the way, we had taken two previous trips with this company, so had no reason to think there would be a problem.
Reply With Quote Quick reply to this message
 
Old 06-21-2015, 05:38 AM
 
Location: Phoenix, AZ > Raleigh, NC
15,079 posts, read 19,030,481 times
Reputation: 24192
Quote:
Originally Posted by annerk View Post
We did. Travel insurance never covers the default of the charter company unless you are in the middle of the trip, and then it will only cover the cost of expenses to get home.
https://tripinsurancestore.com/trave...ce-exclusions/

not purposely picking on you, but that's not entirely accurate. Depends on the policy and circumstances of the default.
Reply With Quote Quick reply to this message
 
Old 06-22-2015, 12:00 PM
 
26,590 posts, read 54,613,838 times
Reputation: 13019
We had a TravelGuard policy purchased less than a week after we booked the trip and the default was excluded. Had it been the cruise ship or airline, it would have been covered. but the tour operator insolvency was not. Fine line in the sand.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Travel
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top