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Old 04-11-2018, 11:46 AM
 
2,699 posts, read 1,552,133 times
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Quote:
Originally Posted by Jkgourmet View Post
Maybe because they are I business? They need and DESERVE to make a profit from anyone using their time and expertise. Just like any other business or profession.
Was I disagreeing on this point with you? Why the quote?

Sigh....
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Old 04-11-2018, 01:17 PM
 
Location: North State (California)
39,832 posts, read 3,018,080 times
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We took a river cruise & we needed very little spending money while on the cruise, all meals were included & also a tour each morning around the city of the day. it is a great way to travel. I think a few hundred euros should cover cups of coffee or snacks when out & about. If they plan on buying a lot of souvenirs & gifts, then obviously they will need more, but many tourist places will take cards & they need to remember their luggage limitations also.
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Old 04-11-2018, 04:51 PM
 
Location: Phoenix, AZ > Raleigh, NC
15,096 posts, read 19,059,396 times
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Quote:
Originally Posted by bigbear99 View Post
Was I disagreeing on this point with you? Why the quote?

Sigh....
My sincere apologies, BigBear. I meant to quote the post prior to yours from spencer.
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Old 04-11-2018, 05:12 PM
 
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JK, Whew!
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Old 04-15-2018, 05:50 PM
 
Location: San Antonio/Houston/Tricity
38,114 posts, read 55,898,625 times
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Quote:
Originally Posted by spencgr View Post
Travel agents don't charge anything.
I used to be a Travel Agent in Germany, and we included the small fee in the bill. Not sure if they still charge or how it works in the US.
Sorry, if my answer was misleading.

Oh, wait - just checked:
" Travel agents charge surcharges and fees on top of the price. Some certainly do. Travel agents get paid on commission by hotels, airlines and resorts, but many more are charging fees on top of that because of their time."
https://www.usatoday.com/story/trave...ents/16221261/

I would agree with that, especially if a trip is somehow complicated.
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Old 04-18-2018, 06:11 PM
 
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Quote:
Originally Posted by elnina View Post
Take with you Visa and a MC ( call your bank and ask about foreign exchange fees, also notify them about your trip, so your card will not be locked).
Good advice. I would only add to check with your credit card company to see if you need a PIN # to allow you to use your credit card and/or take a cash withdrawal when you are traveling abroad.

The process and technology might have changed in the 12 years or so since I was in Europe last, but back then my cc company neglected to tell me that I needed a PIN for cash withdrawals
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Old 04-19-2018, 06:36 AM
 
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Cash withdrawals from a credit card are a very expensive way to get money - 3% or more fee AND two cycle interest charges starting immediately, at high card rates, usually 15-30%

ATM cards for cash withdrawals, OTOH, just like you'd do here, work well. I've been doing it for almost 20 years in countries as diverse as Bolivia, China, South Africa, Europe and points in between with never a problem. Best (cheapest) to do at bank ATM, and watch for fees. You can usually find a bank ATM with fees similar to US, or even fee-free.
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Old 04-19-2018, 06:47 AM
 
Location: Phoenix, AZ > Raleigh, NC
15,096 posts, read 19,059,396 times
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Quote:
Originally Posted by bigbear99 View Post
Cash withdrawals from a credit card are a very expensive way to get money - 3% or more fee AND two cycle interest charges starting immediately, at high card rates, usually 15-30%

ATM cards for cash withdrawals, OTOH, just like you'd do here, work well. I've been doing it for almost 20 years in countries as diverse as Bolivia, China, South Africa, Europe and points in between with never a problem. Best (cheapest) to do at bank ATM, and watch for fees. You can usually find a bank ATM with fees similar to US, or even fee-free.
You are correct. But it's very easy to get an ATM (Debit) card that has zero foriegn transaction fees when using overseas ATM's. Capital One bank - easy to open account online using a small deposit to cover your needs when overseas. They also have an excellent app so I can transfer more money in if there is an emergency. Their credit card us also transaction free and offers excellent reward plans (cash, plane miles, etc)

OUTSTANDING CUSTOMER SERVICE AND ONLINE FRAUD CONTROLS.
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Old 04-20-2018, 06:02 PM
 
1,706 posts, read 1,230,616 times
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Quote:
Originally Posted by bigbear99 View Post
Cash withdrawals from a credit card are a very expensive way to get money - 3% or more fee AND two cycle interest charges starting immediately, at high card rates, usually 15-30%

ATM cards for cash withdrawals, OTOH, just like you'd do here, work well. I've been doing it for almost 20 years in countries as diverse as Bolivia, China, South Africa, Europe and points in between with never a problem. Best (cheapest) to do at bank ATM, and watch for fees. You can usually find a bank ATM with fees similar to US, or even fee-free.

Quote:
Originally Posted by Jkgourmet View Post
You are correct. But it's very easy to get an ATM (Debit) card that has zero foriegn transaction fees when using overseas ATM's. Capital One bank - easy to open account online using a small deposit to cover your needs when overseas. They also have an excellent app so I can transfer more money in if there is an emergency. Their credit card us also transaction free and offers excellent reward plans (cash, plane miles, etc)

OUTSTANDING CUSTOMER SERVICE AND ONLINE FRAUD CONTROLS.
Interesting- I wasn't aware that debit cards could be used that way, but I haven't been back to Europe in about 15 years. Good info, thanks.
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