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Old 04-23-2019, 02:24 PM
 
Location: Full time in the RV
2,867 posts, read 6,405,166 times
Reputation: 2420

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We will be traveling in our RV through Canada to Alaska and back.

I am interested in purchasing travel medical insurance for the Canada part and having trouble deciphering the policies.

They all seem to be based on a traditional defined trip using a common carrier and base coverage dates on the ticket dates.

Examples:

Travelex via the square mouth site I asked a chat rep and they said a common carrier was required.

GeoBlue has the best deal price wise but the policy starts/ends when boarding a "conveyance" but doesn't define that term. I tried contacting them via email and phone. It took several days for them to email back and then it was only a generic email and didn't answer my question. Tried calling but was on endless hold so chose the voicemail option but no callback received.

I don't need trip interruption, baggage, etc. Only interested in medical, evacuation, prescriptions etc.

Ideas?
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Old 04-23-2019, 02:46 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,548 posts, read 39,934,465 times
Reputation: 23673
Do you domicile in USA?

If FT RVing... Have you checked with Escapees forum?
https://www.escapees.com/benefits/es...are-solutions/

I have used World Nomad, for international HC insurance. I couldn't give them flight / ship / train / bus / auto numbers or even countries, as we were 'open loop'. They just need to know when you return to your domicile so they no longer have to cover you.
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Old 04-23-2019, 02:48 PM
 
Location: Omaha, Nebraska
7,311 posts, read 4,154,596 times
Reputation: 18291
Check out World Nomads. You might also give the folks at Trip Insurance Store a call; they sell a few travel-medical-only policies (look on their website under the link"specialties" near the top of the page.
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Old 04-23-2019, 02:54 PM
 
Location: Mtns of Waynesville,NC & Nokomis, FL
4,242 posts, read 8,080,146 times
Reputation: 5292
We have used RoamRight for Med insurance, in our travels outside of US on a couple of occasions...

I admit I did not read every word of the mice print, but it seemed like decent coverage and at a very reasonable cost for our trips. I am on Medicare, and my wife is still on her pricey NC BCBS, fwiw, but we had to cover our fannies, out of US.

And, a google perusal suggests they get v good reviews, also.

Remember to leave your gun(s) at home, before rolling into CDA.
GL, mD

https://www.roamright.com/travel-health-insurance/

https://www.squaremouth.com/travel-i...-right/reviews
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Old 04-23-2019, 04:06 PM
 
Location: OH>IL>CO>CT
5,231 posts, read 8,395,972 times
Reputation: 7185
This insurer offers a specific Visitors to Canada policy.

No experience with it, but wonder, if you are going onto AK, will you need to get 2 policies. 1 going, 1 coming back ?

https://www.travelinsurance.ca/en/fi...o-canada-plan/
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Old 04-24-2019, 05:17 AM
 
32,071 posts, read 32,968,461 times
Reputation: 14950
Quote:
Originally Posted by RMD3819 View Post

I don't need trip interruption, baggage, etc. Only interested in medical, evacuation, prescriptions etc.

Ideas?
I suggest you call some of these travel insurance companies on the phone and speak to a representative. Several years ago I needed the exact type of travel health insurance that you mention above (meaning I didn't need trip interruption, baggage coverage, etc.) and I couldn't find what I wanted on any website. But over the phone, I was able get the right type of travel health insurance which was a cheaper product and therefore probably why they didn't advertise it online. (I simply don't remember the name of the company I used at this point.)
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Old 04-24-2019, 11:30 AM
 
996 posts, read 347,624 times
Reputation: 3172
Try insuremytrip.com You can compare medical and comprehensive policies.

I usually use IMG Travelinsured SE because it has a high medical and evacuation limit and it offers primary insurance coverage.
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Old 04-25-2019, 09:17 PM
 
9,190 posts, read 9,269,502 times
Reputation: 28789
Quote:
Originally Posted by RMD3819 View Post
We will be traveling in our RV through Canada to Alaska and back.

I am interested in purchasing travel medical insurance for the Canada part and having trouble deciphering the policies.

They all seem to be based on a traditional defined trip using a common carrier and base coverage dates on the ticket dates.

Examples:

Travelex via the square mouth site I asked a chat rep and they said a common carrier was required.

GeoBlue has the best deal price wise but the policy starts/ends when boarding a "conveyance" but doesn't define that term. I tried contacting them via email and phone. It took several days for them to email back and then it was only a generic email and didn't answer my question. Tried calling but was on endless hold so chose the voicemail option but no callback received.

I don't need trip interruption, baggage, etc. Only interested in medical, evacuation, prescriptions etc.

Ideas?
Do you have a credit card like the Chase Reserve Card or American Express Platinum. This type of insurance is a benefit for cardholders.
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Old 05-01-2019, 04:03 PM
 
Location: Full time in the RV
2,867 posts, read 6,405,166 times
Reputation: 2420
Thanks for everyone's help. I found a policy through tripinsuarncestore.
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Old 05-06-2019, 09:47 PM
 
Location: Rust'n in Tustin
2,189 posts, read 2,381,850 times
Reputation: 3872
How do you pick a plan? My wife and I are traveling to Argentina in the fall, and Alaska in the summer of 2020.

In Argentina we'll be in a few different cities. But in Alaska we'll be out in the bush. If we get hurt out there, it's a helicopter ride back into town.

Some of the plans only pay hospital to hospital, not med evac.

Any ideas?
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