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Old 06-22-2009, 08:32 AM
26,590 posts, read 54,677,966 times
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If you are a AAA member you can buy travelers cheques in Canadian Dollars. This worked well for me when I spent a week in Alberta a few years back. I did have to take an ATM withdrawl as well, but I took enough to last the rest of the trip.
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Old 06-22-2009, 10:17 AM
Location: St. Louis, Missouri
9,357 posts, read 16,877,008 times
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not a AAA member...... ... but thanks!!

there is a $5.00 per transaction fee at ATM's other than those at ScotiaBank ..... BOA has a recriprocity agreement with them......

notes are at home, but i think there is still a 1% charge from Visa and a 3% charge from BOA.... .... so think i will just replenish cash from a ScotiaBank ATM a couple of times over the course of the week........
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Old 06-22-2009, 05:15 PM
Location: East Tennessee
821 posts, read 1,802,049 times
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you can get an ATM card from AAA
I think it cost 5$ (or used to)
can refill the card 3 times
and check balance online
when you get back home, just deposit the left over money into your checking account
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Old 06-24-2009, 01:55 PM
Location: Bike to Surf!
3,080 posts, read 9,954,077 times
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Wow, USD 5, holy cow!

I forgot to mention the uncertainty over ATM fees! My bad! That can really affect which method is better.

For some reason, I've had an easy time finding ATMs which do not hit me with a charge. My bank never charges a fee for outgoing transfers, and I've only hit a few that charged me on the withdrawl end.

A fellow traveller used a bigger bank--BoA, I think-- and was paranoid about them--only banking with DeutschBank and Scotia while in Europe--but I've only gotten dinged a few times for around 2 Euros. Not small potatoes, though. Usually the ATM will have fees for foreign (or other) banks posted or noted before you withdraw--in Europe at least. Don't count on the same courtesy in Asia, where the first you hear of the fee might be on your slip, or not at all.

Then again, Chinese banks tend to charge 2 Yuan when they do charge, which is like 25 cents and not a big deal. So, dings in Asia are usually pretty small. I think Vietnam has a country-wide 2000 Dong surcharge on all foreign bank card ATM withdrawls. Again, that's only about 10 cents or so.
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