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I've actually had that problems using my card in Canada. The ATMs and merchants would not accept my credit card. It wasn't running properly. I didn't think much of it as I had used the same card throughout the UK and Europe while living over there for a 6 month stay. Back stateside I was going to spend a weekend in Toronto and figured I'd just pull cash once I crossed to have some Canadian currency .......... and was stuck relying on a limited amount of american dollars for the entire weekend.
Never, and strangely enough I work for a very large international european company with a corporate credit card, do international travel from time to time, and have never heard of a need for this newer technology. And my company seems to be always on the leading edge of tech issues.
So the concerns from this article may be somewhat unfounded.
I've hear of ATM (and maybe debit cards) cards not working..mostly because of incapatible PIN codes.
In contrast to my previous post - I do remember one instance where my credit card (a corporate card) didn't work.
It was on the Dutch train system and I was either trying to buy a ticket from the ticket machine or the desk at the airport station a few months ago and the attendants were explaining to me that my cc did not work because it was lacking a chip or something. At the time I did not know what they were talking about. I simply went to an ATM however and came back and paid in euros.
No, my family have had no problems when they come to visit me in England. They definitely have no problems with sales clerks - most card machines in retail shops or restaurants still have a swipe option and those that don't, the employee knows how to put card info in manually (because what if the machine is broken? I've been in shops where that is the case). Any unattended pay station, they'd probably just use cash (they'd never come here without cash). Maybe it's different on mainland Europe but here in England, I would say this article is hugely exaggerating the issue.
I agree, totally over-exaggerated. Given how much time I spend in Europe, I should have had an issue by now. I've never had a credit or debit card issues there.
I don't think it is a huge problem right now because most of Europe can handle both technologies. But it could become more of a problem in the future if Europe starts to standardize on chip technology and phases out the ability to pay with magnetic card technology.
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