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Old 01-12-2012, 02:54 PM
 
2 posts, read 762 times
Reputation: 10

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I finished grad-school in May and began working full-time in October 2011. Yestersay I received notice that I will be laid off early February 2012. Prior to this position, and while in school, I was employed very part-time by another agency.

My spouse has stable, but limited income, and I guess, we made the mistake of accepting a job that required me to own a vehicle, as I now have an auto-loan, insurance and private-student loans to contend with, and very little to fall back on.

After reviewing the hand-book and comments regarding eligibility and base-periods, it would appear that - if I were to file, for unemployment in February,my eligibility and weekly benefit amount would initially be determined by the base-period where I was employed part-time.

Looking at my paystubs, it appears that I will have earned enough, through part time employment during the last two quarters, (April 2011-September 2011) to qualify for unemployment benefits, for the minimum amount awarded. -enough to pay my student loan

If both full-time and part-time employment are taken into consideration, and my base-period is calculated from (July-December 2011), I would qualify for 1.8x the amount above. - this would be enough to cover my auto-loan, insurance and student-loan.

If only full-time employment is taken into consideration, then, unless the current quarter is taken into consideration (October 2011-March-2012), I will not have earned enough to qualify at all. Were that income to be considered through ABP, my unemployment benefit would be 2.5x the minimum amount. - this would be enough to cover cobra, auto-loan, insurance and student-loan.

If I am reading the rules right, it looks as if I might be better off, delaying my application for unemployment benefits until April, allowing for my full-time wages to be calculated as part of my base-income. Does that sound about right?
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Old 01-12-2012, 05:48 PM
 
Location: Wisconsin
14,160 posts, read 18,601,021 times
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Yes, indeed. Delay filing until April. Your base year will encompass earnings from January-December 2011. Illinois will not use the most advantageous/alternate method of qualifying you (i.e., April 2011-March 2012), UNLESS you do not qualify for any benefit using the standard base period.
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Old 01-12-2012, 11:30 PM
 
2 posts, read 762 times
Reputation: 10
Thanks for the reply and confirmation Ariadne22!!
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Go Back   City-Data Forum > General Forums > Work and Employment > Unemployment
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