HI i guess TX is Texas USA?
well your appliances run on 120 (?) electricity volts don't they?
england run 240 volts so they will not work at all
some new digital cameras and laptops can run on both, check your powersupply of course so consider a laptop not a desktop
hope that helps but of course you need to confirm more
i am going from australia to england and have a few of the same problems
as for banks HSBC i think are international there might be one in texas that you could open an account
but you will still have to do an international transfer (most likley ) then transfer from HSBC to your loan via internet banking
eg HSBC england ---> to HSBC texas (USA) ----> usa loan bank
have not seen one that allows your to go international without a int trans