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04-11-2007, 12:53 AM
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Senior Member
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Join Date: Oct 2006
Location: Vermont
1,292 posts, read 1,636,406 times
Reputation: 213
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I checked the rate sheet attached to Colomonter's post. The rates, I presume, are for individual policies and not group policies.
They are not much worse than what the Freelancer's Union charges in New York.
I checked their website today, for the first time in ages. Either they changed it so that you need to log in with a password, or they were always like this and I had forgotten. So I referred people to a website that is inaccessible. Sorry.
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04-11-2007, 07:07 AM
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Senior Member
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Join Date: Aug 2006
506 posts, read 497,975 times
Reputation: 84
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I am a member of the Freelancers Union in NY and I pay about $330/month for full coverage, including some dental, vision and all prescriptions. Freelancers Union is a BARGAIN here in NY...last year the rate actually went DOWN (can you believe it???) but this year it went up about $25/month. However, there are a few plans to choose from, and mine is the most expensive. They also offer disability and life insurance.
In comparison, my fiance used to pay about $450/month for Oxford out of his pocket, and that was five years ago. Who knows how much it is now.
Health insurance is one of the reasons why I am concerned about moving to VT...if we do, I don't think we will sell our house just in case. :-)
Here is the link to their prices...don't need to sign up for this page:
http://www.freelancersunion.org/health-insurance-a/ (broken link)
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04-11-2007, 08:36 AM
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Member
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Join Date: Apr 2007
30 posts, read 23,715 times
Reputation: 12
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Thank you so much everyone for the quotes on health insurance in the area. My wife and I have researched the possibility of moving to Vermont enough. We were scared out of it! There is no way we could move from Asheville were the cost of living is about 90% the national average to Vermont were its about 110% - 120% the national average. Yes, we might get higher paying jobs, but apparently from what we read, that would be a BIG maybe!
There is just no way we could do this while we are newly married and have plans for a baby in a year. Thanks again!
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04-11-2007, 10:09 AM
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Mad Scientist
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Join Date: Jan 2007
Location: Boones Mill, VA
1,332 posts, read 1,748,777 times
Reputation: 387
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I'm a Vermonter and have lived in Virginia since 2004. We live in the Roanoke area and pay +/- $600/month for Anthem BCBS insurance for a family of four. I believe we have a dental rider also. It's very strong insurance. When we left Vermont I was paying $1,100/mo for BCBS insurance! It would go up about 15% a year. I wouldn't be surprised if it was around $1,500/month now.
Heaven only knows why you're choosing between Wisconsin and Vermont except perhaps if you're in the dairy industry  If you're in the organic industry, Roanoke has the largest food co-op in the state of Virginia (Roanoke Food Co Op). It's very profitable and still growing.
Sean
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04-11-2007, 12:40 PM
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Member
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Join Date: Apr 2007
30 posts, read 23,715 times
Reputation: 12
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Quote:
Originally Posted by seanpecor
Heaven only knows why you're choosing between Wisconsin and Vermont except perhaps if you're in the dairy industry  If you're in the organic industry, Roanoke has the largest food co-op in the state of Virginia (Roanoke Food Co Op). It's very profitable and still growing.
Sean
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Thanks for the info Sean. We aren't in the dairy industry but my wife is heavy into organic farming. I'm in the IT/Linux industry. We both have noticed quite a few jobs in both IT and organic farming in Madison, WI. Also, we are both partial to the Northern states after living in the South for many years. Nothing very negative..we just have our preferences.
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