Why does Prince George's County Have So Many Foreclosures? (Frederick: to rent, HOA)
Washington, DC suburbs in MarylandCalvert County, Charles County, Montgomery County, and Prince George's County
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That's good. I think it would be very beneficial to high school students who are about to go out into the real world, even if they are going to college.
And I heard about that story too. I think that is an innovative idea.
I know this is not related to financial literacy but I don't think parents know of all the programs and partnerships the school system has. There are a plenty of opportunities for motivated students.
Re-read what I wrote. If you allow certain others to constantly drain you, if they never stop needing help, then there will be a point where you are dragged down too. A niece's friend once bought a house in Baltimore city. Soon, a bunch of relatives were just laid up in her house, no job and apparently no plan to look for one. Paying n.o.t.h.i.n.g. It wasn't long before she sunk financially and the house was foreclosed, just like that.
There's something very wrong with that picture, poor family or not. In other words, some people are not just poor of cash. They also suffer from poverty of spirit, poverty of desire to succeed, poverty of confidence and poverty of empathy.
At some point, you deserve to succeed and to be financially stable. Even financially gainful. Nothing wrong with that. When one constantly gives and one constantly needs, with no end in sight, who benefits?
Again, if I am able to help, I will. But I have dealt with enough folks who feel self-entitled to someone else's money. Who have something nasty to say because they didn't get more. I guess I am not really helping them, am I?
I know this is not related to financial literacy but I don't think parents know of all the programs and partnerships the school system has. There are a plenty of opportunities for motivated students.
I love those programs that offer an opportunity to earn college credits while in high school. I took one such class, and I wish I had taken more. My college roommate had taken enough community college courses to enter a four-year college as a sophomore.
Of course not. They are only criticising Black women. AGAIN.
We help our families too much. We are too materialistic.
No. I am a black woman. Too often, we don't know when we are being played and guilt-tripped into doing things for others that said others should be doing for themselves.
For me, it's not about being materialistic. But if I can get up off my butt and do something, so can someone else.
And yes, we pride ourselves on being strong. And when we buy into it too much and insist on doing it all, we start having heart attacks, strokes, start contracting cancer and other diseases. If we die, then guess what? Those folks find a way to go on just fine without us, and we're in the ground.
It's a good idea for us to think precisely about what we are doing and precisely why we are doing it.
Re-read what I wrote. If you allow certain others to constantly drain you, if they never stop needing help, then there will be a point where you are dragged down too. A niece's friend once bought a house in Baltimore city. Soon, a bunch of relatives were just laid up in her house, no job and apparently no plan to look for one. Paying n.o.t.h.i.n.g. It wasn't long before she sunk financially and the house was foreclosed, just like that.
There's something very wrong with that picture, poor family or not. In other words, some people are not just poor of cash. They also suffer from poverty of spirit, poverty of desire to succeed, poverty of confidence and poverty of empathy.
At some point, you deserve to succeed and to be financially stable. Even financially gainful. Nothing wrong with that. When one constantly gives and one constantly needs, with no end in sight, who benefits?
Again, if I am able to help, I will. But I have dealt with enough folks who feel self-entitled to someone else's money. Who have something nasty to say because they didn't get more. I guess I am not really helping them, am I?
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Quote:
Originally Posted by bowian
Re-read what I wrote. If you allow certain others to constantly drain you, if they never stop needing help, then there will be a point where you are dragged down too. A niece's friend once bought a house in Baltimore city. Soon, a bunch of relatives were just laid up in her house, no job and apparently no plan to look for one. Paying n.o.t.h.i.n.g. It wasn't long before she sunk financially and the house was foreclosed, just like that.
There's something very wrong with that picture, poor family or not. In other words, some people are not just poor of cash. They also suffer from poverty of spirit, poverty of desire to succeed, poverty of confidence and poverty of empathy.
At some point, you deserve to succeed and to be financially stable. Even financially gainful. Nothing wrong with that. When one constantly gives and one constantly needs, with no end in sight, who benefits?
Again, if I am able to help, I will. But I have dealt with enough folks who feel self-entitled to someone else's money. Who have something nasty to say because they didn't get more. I guess I am not really helping them, am I?
Quote:
Originally Posted by bowian
No. I am a black woman. Too often, we don't know when we are being played and guilt-tripped into doing things for others that said others should be doing for themselves.
For me, it's not about being materialistic. But if I can get up off my butt and do something, so can someone else.
And yes, we pride ourselves on being strong. And when we buy into it too much and insist on doing it all, we start having heart attacks, strokes, start contracting cancer and other diseases. If we die, then guess what? Those folks find a way to go on just fine without us, and we're in the ground.
It's a good idea for us to think precisely about what we are doing and precisely why we are doing it.
Sorry to go off-topic, but ... I'm just saying.
Very well said!
There is no obligation to help anyone that is capable of taking care of themselves. You should never feel guilt into helping someone. Helping someone should come from a sincere heart. If you are unable to do so, sometimes that is the hardest decision but a responsible one. I have family members who would drain me of every cent I had if they could. At some point you have to stop enabling people. Like you said the spirit of poverty is upon those type of people and they must battle their own demons.
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Quote:
Originally Posted by liliblu
I know this is not related to financial literacy but I don't think parents know of all the programs and partnerships the school system has. There are a plenty of opportunities for motivated students.
As an IT guy I like that IT program at Fairmont Heights. I think those are the type of programs that can inspire kids to get involved in education early on and really push them down a strong career path. None of those programs were not offered when I was in school, so I could only imagine how exciting it would have been to have that. IT is such a broad field and giving different disciplines will open those young people up to new possibilities. They should keep pushing programs like that because those are the programs that will attract people to bring their kids to PG schools.
As an IT guy I like that IT program at Fairmont Heights. I think those are the type of programs that can inspire kids to get involved in education early on and really push them down a strong career path. None of those programs were not offered when I was in school, so I could only imagine how exciting it would have been to have that. IT is such a broad field and giving different disciplines will open those young people up to new possibilities. They should keep pushing programs like that because those are the programs that will attract people to bring their kids to PG schools.
I only listed a few. The high school I attended had an accounting and law/public policy programs (not sure if they still do). I think the school system hosts a day that parents can come out and learn about the different programs offered. Parents have to get involved and learn what's available to their children.
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I just saw something very interesting last night. There was an episode of House Hunters on HGTV and it was about a single mother of 1 looking for a home in Fredericksburg. She was telling the realtor that she wanted a single family home. My wife and I were looking at each other like why would this woman want a single family home when it's just her and her daughter? So finally after this lady told the realtor that she didn't want to do a lot of maintenance and that she didn't want too much home, she took her to a townhome which was below her budget and a much more manageable space for her. Of course she ended up selecting the townhome.
This episode really got me thinking. I remember reading an article in the Washington Post, where they talked about some subdivisions in Bowie that were filled with single women buying houses, to the point that some subdivisions rarely had men in them. I was wondering how much of this culture also effects foreclosures. I mean the idea of single women buying huge single family houses is mind-blogging. First, I wonder how many realtors would have done what the realtor on House Hunters did and show them something that is a more reasonable space for a single women to live in. Second, I wonder if a single women, especially one without a family would be wise to buy homes that max their budget considering the possibility of losing a job, getting pregnant or even have something bad that could make life difficult especially without having a partner to lean on. I'm just wondering if this has become a culture so much in PG that we aren't really being honest with each other. Maybe some would disagree with me, but I don't see the purpose of a woman (or a man for that matter) needing a 2000+ square foot home. Who are these realtors that are showing these places to these people and do they really have their best interest at heart or are they just trying to fatten their own pockets?
I just saw something very interesting last night. There was an episode of House Hunters on HGTV and it was about a single mother of 1 looking for a home in Fredericksburg. She was telling the realtor that she wanted a single family home. My wife and I were looking at each other like why would this woman want a single family home when it's just her and her daughter? So finally after this lady told the realtor that she didn't want to do a lot of maintenance and that she didn't want too much home, she took her to a townhome which was below her budget and a much more manageable space for her. Of course she ended up selecting the townhome.
This episode really got me thinking. I remember reading an article in the Washington Post, where they talked about some subdivisions in Bowie that were filled with single women buying houses, to the point that some subdivisions rarely had men in them. I was wondering how much of this culture also effects foreclosures. I mean the idea of single women buying huge single family houses is mind-blogging. First, I wonder how many realtors would have done what the realtor on House Hunters did and show them something that is a more reasonable space for a single women to live in. Second, I wonder if a single women, especially one without a family would be wise to buy homes that max their budget considering the possibility of losing a job, getting pregnant or even have something bad that could make life difficult especially without having a partner to lean on. I'm just wondering if this has become a culture so much in PG that we aren't really being honest with each other. Maybe some would disagree with me, but I don't see the purpose of a woman (or a man for that matter) needing a 2000+ square foot home. Who are these realtors that are showing these places to these people and do they really have their best interest at heart or are they just trying to fatten their own pockets?
The DC area is becoming a place where it is too expensive to raise kids with two incomes let alone one. It is a place for the affluent two-income family or the single white-collar professional. There are few places now where you can live comfortably with the single-family home, two vehicles, big front and back yard, etc.
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