Quote:
Originally Posted by Citishares
First of all own up to your mistakes! Take responsibility of your bad credit score. Learn how to pay your bills on time, check your credit at least once a year. Dispute any items that is incorrect. If you owe money to an apartment complex try to settle your debt.
If you have a history of not paying your bills and your credit score is not in the best of shape, what makes you think it won't have any effect on getting a particular apartment? Especially, if an apartment complex run a credit check.
|
Well seems like the OP is taking responsibility. You're basically looking down at the person for having bad credit. Be nice.
As someone with bad credit (which I don't owe an explanation for), I can certainly relate. You're where I hope to be in a year or so when I get my stuff paid off. From my experience its best to be upfront and honest. When you apply bring proof of your income, some references, and written proof that you've paid the old landlord. You're going to have to go above and beyond to prove that this time you'll be a good tenant.
Another idea is just talk to them now. Go to the leasing office and ask what do they do for folks with bad credit. Some places will require a larger than average deposit. Another idea is to work with a small landlord with one or two properties. They're least likely to do a credit check and more likely to listen to your story if they do. Either way good luck!
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
