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Long story short - I'm voluntarily moving from Texas to DC, which is great because I love DC! I'm not a native Texan and I never really adapted to the culture, so I jumped at the opportunity to move.
I now face a dilemma with the cost of living in DC. I'm single in my mid twenties - I love to party. I spent many nights on Adam's Morgan and U street. I love the jazz, pubs, nightclubs, dive bars, good eats. I'm socialable and love to dance and party. I also love all the many events. I'll love all of the street festivals, random events, salsa-dancing, and pickup games of soccer. You get the picture. But I'm also a cheap bastard. I want to find a great bargain and pay as minimal as possible yet still do what I want to do -- so tradeoffs come in.
I ideally want to own a modest townhome. It doesn't have to be at the center of the activity, but at least a near transit. I looked at NoVa, Maryland, and DC and I've come to the conclusion that the best place for me may be southeast Washington. Price Geroges County has some well priced townhomes but the property taxes are insane. I loath high property taxes. Southeast DC has low property taxes and an excellent selection of townhomes but the only problem is it's in the hood.
I live in "the hood" now and love it. There is defiantly shady at times, but I've never been bothered nor have I had my placed robbed. It has a very bad reputation, but my personal experience that the place has a perception problem, not necessarily a safety problem. I wonder if the same could be said about southeast DC?
Are there other neighborhoods that may suit my wants (near 'the action' or transit; cheap; shady but not unsafe) that I have completed missed?
"It has a very bad reputation, but my personal experience that the place has a perception problem, not necessarily a safety problem. I wonder if the same could be said about southeast DC?"
Not really, no - most of the DC hoods esp in the SE can be pretty bad...they're a long way from being gentrified, and some speculate that places East of the River may never truly gentrify. Moreover, if you are seeking an active nightlife in DC then living in the hoods is definitely not advisable.
I would recommend renting first, getting a feel of the area overall then decide where you want to buy. What is your monthly budget for housing?
$1,200 + roommates with about $50,000 downpayment. But my question is specific to buying, not renting as I have that situation already figured out: My old college roommate now lives in D.C. and I plan on staying with him until I buy.
Before SE, you might look at Trinidad, the eastern end of H Street, Petworth/Park View, or Brightwood. All of those areas are a bit more convenient for nightlife and have some bargains, especially if you are willing to put in some sweat equity on a fixer-upper.
If you worship or even like Marion Barry, then please, by all means, make a move to Southeast DC. As long as he's alive, you can be sure that there will never be gentrification, development, reduced crime, better schools, rising property values, modern amenities, good jobs, or even Philipinos working at the local hospital. It's quite the plantation that he runs down there. Sounds like a pretty good cost/benefit tradeoff for access to the amenities you seek.
If none of that appeals to you, then stay away from SE Washington.
$1,200 + roommates with about $50,000 downpayment.
I don't think you'll be able to qualify for a mortgage with roommate income that you don't have yet. Especially now that mortgages are getting more scrutiny compared to the previous decade. Indirectly related: not too long ago when I got a mortgage on my current place, I wanted to keep my old place as an investment property. I was told I needed to provide proof of six months of rental income for it to "count" on my application. Otherwise apply carrying both mortgages at once.
Before SE, you might look at Trinidad, the eastern end of H Street, Petworth/Park View, or Brightwood. All of those areas are a bit more convenient for nightlife and have some bargains, especially if you are willing to put in some sweat equity on a fixer-upper.
Thanks, this is the kind of information I'm looking for
Not really, no - most of the DC hoods esp in the SE can be pretty bad...they're a long way from being gentrified, and some speculate that places East of the River may never truly gentrify. Moreover, if you are seeking an active nightlife in DC then living in the hoods is definitely not advisable.
I guess I didn't emphasize how cheap I am. Originally my rating factors were along the lines of this: 70% affordable and low taxes, 20% near nightlife OR transit to nightlife , and 10% safety. After doing a little more thinking, all I really care about is affordability/low taxes and access to transit. My shortlist is SE Washington and suburban areas near the end of the VRE lines in NOVA. NOVA probably wins the tie breaker when I factor in crime.
Maryland was disqualified early on in the tax issue alone. What can I say, I know what I like and don't like.
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