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Natural disasters can and do occur in Upstate New York, including flooding. However I once saw a map of major disasters that indicated that the northern states overall have a lesser frequency of major disasters than their southern counterparts (mostly in the southeast, though).
Ok. That was my fun answer. My serious answer (for the mild climate you are looking for) is highlands in the southern part of the US. Which pretty much limits you to the southwest (including west Texas) and the southern Appalachians. The relatively southerly latitudes ameliorate the cold air masses in the winter, while the relatively high elevations (but don't go above 6000 feet in a dry area or 3000 feet in a wet area unless you like lots of snow), keep the summers cooler then neighboring low elevation areas. Others have suggested some good cities.
Pretty much what I'd say.
southwest USA 4000 to 6000ft
Above 6000ft is OK too, if you don't mind snow
Silver City, New Mexico IMO is top of the list
Bisbee,Arizona
Sierra Vista,Arizona
Las Cruces, New Mexico
Truth or Consequences,New Mexico
If you're OK with snow, Ruidoso, New Mexico is really nice
Good skiing at Ski Apache just up the road
Natural disasters can and do occur in Upstate New York, including flooding. However I once saw a map of major disasters that indicated that the northern states overall have a lesser frequency of major disasters than their southern counterparts (mostly in the southeast, though).
It is extremely rare for NY to get a natural disaster. Yes flooding has occured, and minor earthquakes, but that happens once every decade, if that. In other areas you actually have seasons devoted to a disaster: flood season along the mississippi, hurricane season in the southeast, tornado season in the texas panhandle, and earthquakes at anytime in so cal.
I'll play: Tucson, Palm Springs, Austin, Albuquerque, Las Cruces, San Antonio, Brownsville, Key West, Miami, Kona, Honolulu, Las Vegas, and Phoenix all are places not on the west coast of the mainland US that have great climates. In fact, the coast itself is too cool for me (even south of SF), although I probably wouldn't turn down an opportunity to live in San Diego, San Clemente, or Laguna Beach.
Many of the desert locations you posted, especially Albuquerque, are much colder in winter than Coastal California.
I like Michigan. Very snowy winters and cool summers.
Winters are cold but temperature does not drop as low as in Iowa and Kansas even.
Michigan summers are quite warm and humid.
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