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01-06-2007, 10:06 AM
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Senior Member
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Join Date: Dec 2006
Location: Davis, WV
207 posts, read 226,274 times
Reputation: 68
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Car insurance in WV
My husband and I are moving to WV in May. What is the car insurance rates like? We are moving to Tucker County area.
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01-06-2007, 11:05 AM
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Senior Member
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Join Date: Oct 2006
Location: Western Pennsylvania
1,390 posts, read 1,182,635 times
Reputation: 274
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Insurance Quotes
I don't know, but here's a way you can get an idea.
Pretend you've already moved to Tucker County. A beautiful area, by the way; Blackwater is my #2 favorite State Park, after Watoga.
Go to one of the web sites that quote auto rates on the net. Progressive and Geico are two that come to mind, but I'm sure there are others.
Enter all the info as if you lived there. You might have to get "creative" in a couple of places, but it's just a quote. What will matter most are drivers (ages and history), vehicles, miles driven, and zip code. For a fair comparison, use the same coverages, deductibles, etc., as you have now in NJ.
See what it says; at the least it should give you some idea of the relative rates. My guess is the rates will be lower than NJ (less population density means fewer other vehicles to get into an accident with).
Regards,
Snorpus
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01-06-2007, 05:24 PM
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GA,MD,WV Moderator
Status:
"Libertarian at Large"
(set 16 days ago)
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Join Date: Jul 2006
Location: NE Georgia
2,205 posts, read 2,117,418 times
Reputation: 884
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Let me spell it for you CHEAP!
WV has very low car insurance rates. I can say my folks still reside in Martinsburg, which outside of Charleston has the highest rates in the state and they pay on average 700.00 less than I.
Now consider they get the over 65 discount and mileage allowance discount vs. me, but that still amounts to an average of 20% off standard premium.
State Farm is a good bet in WV, but there is a company I had there for years that offered the best, woops, Erie Insurance was the name. Check Parson's for agents they should be able to help.
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01-06-2007, 05:39 PM
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GA,MD,WV Moderator
Status:
"Libertarian at Large"
(set 16 days ago)
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Join Date: Jul 2006
Location: NE Georgia
2,205 posts, read 2,117,418 times
Reputation: 884
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Just noticed you are in Tabernacle. Used to live in Mt. Laurel, Marlton, and Eastampton myself on different transfer occasions for 10 years.
Since I see that let me provide a better scenario.
When I moved from Berkeley County WV to Burlington County NJ in 1992, my car insurance went up 150%!!!! I had a brand new automobile
In WV my premium / full coverage / 100/300/100 w/ a 500 ded was around $550 per year, in NJ it went to around $1,650 per year. Was only close to 30 y/o then
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01-11-2007, 10:20 PM
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Junior Member
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Join Date: Jan 2007
2 posts, read 2,094 times
Reputation: 10
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Cheap???
When I moved from WI, 250/500/100 @$500 went from 550/6mo to 1380/6mo.
Weston area. Under 25, etc.
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