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I think ruby summarized it correctly. Although there are some decent parts of Mount Vernon, overall it is not known as a desirable area.
On the other hand, New Rochelle has some very nice and affluent parts, although many of the more affluent residents opt for private schools.
White Plains is the most interesting story, as the city is undergoing a bit of a renaissance with recent additions of a lot of luxury units in the city itself. Once you leave the urban portion of White Plains, towards the more suburbarn parts of the city, it's basically nice middle class (and upper middle class) neighborhoods. For an urban setting, the schools do not have a horrible reputation, but they obviously don't score as well as the more suburbanish districts.
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