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Neighborhoods close to downtown Weaverville or Black Mountain may come closest to what you're looking for. Both would be walkable to the things you list, although the supermarkets are located on busier roads, and I'm not sure, off the top of my head, what's available in food markets on a smaller scale right in those downtowns. Both also feature small lakes with surrounding walking trails.
Overall, access to larger lakes in rural areas is severely limited in the Asheville area. Lots of creeks, but few lakes--and what look like lakes on the map are actually protected reservoirs rather than an accessible lakes.
Other thoughts: the Montford neighborhood (no lake, but walkable); Biltmore Lake (a boatable lake, and walking trails, plus some local small shops; but not really rural and perhaps a bit artificial for what you have in mind. I'm sure there are other possibilities I'm forgetting, but others will come along and fill in the blanks, I'm sure.
Good luck with your research!
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