Bad Credit Equals "NO JOB FOR YOU"... (payments, unemployed, employer)

[Spokanejobseeker]

Is there any statistical evidence out there supports the idea that people with low credit scores are less honest or poor performers than those with high credit scores? If you answer yes to this, please link or screen shot your facts.

[TKramar]

Common sense is rarely studied on a statistical basis.

[Spokanejobseeker]

Originally Posted by TKramar

Common sense is rarely studied on a statistical basis.

Because it comes in varying degrees of quality and substance.

[TKramar]

what works...works.

that's why it's not questioned.

[jimnor1713]

None of you sheeple get it..

They are doing this because the BANKS want there money an people are on to them.

1) You want to buy a car,, You to have GOOD CREDIT. That dose not work.


2) You want to have THE AMERICAN DREAM don't you. You to have GOOD CREDIT... That dose not work.

All you people with good credit.... Go try to get more credit cards.. I do not see any cars with those new car plates. ANY MORE

Millions of people with good credit has lost there homes. It did not save them.

All you people with good credit GO TRY TO BY A HOME An report back to us.

Now the bankers are trying to threaten us with getting a job to scare us to pay CREDIT CARD with over 20%.

All you guys keep on paying KEEP that CREDIT SCORE UP.. an find out if you get a job.

The banker's Will threaten us with jail when the Above dose not work.

Have a Good day,

[cl723]

I feel that it`s really not the employers business, whatsoever..... Having bad credit doesn`t mean that you are a bad employee and that you can`t or won`t do your job. This world is so messed up with what really matters.....

[yellowsnow]

I hope she wins. And gets a lot of money.

There are some jobs where this sort of personal information makes sense. People with high security clearances for government jobs or people who handle large amounts of money. Other than that, no. It's just not necessary. Over the years I've known many responsible employees who were a financial wreck. Their lack of financial skills didn't make them bad employees. They probably worked harder because they needed the money more than most.

Then there's all the decent people who have been ruined by this economy. It's just not necessary to kick them one more time when they are already down. Enough already. Give 'em a break. After all, no one bailed out John Q. Public.

And here we are, one more time, holding the individual to a much higher standard than we do our corporations and businesses. I wonder how many of these outfits would 'get the job' if they were scrutinized the same way they do a prospective employee?

[mb919]

Originally Posted by yellowsnow

I hope she wins. And gets a lot of money.
And here we are, one more time, holding the individual to a much higher standard than we do our corporations and businesses. I wonder how many of these outfits would 'get the job' if they were scrutinized the same way they do a prospective employee?

Annnnndddd.... here's the money quote.

We live in a two-tiered society. One tier is the banking/elite/wealthy class who gets to kill thousands of innocent civilians halfway all over the world, and they call it "foreign policy" and "national security". They get to steal money and gamble with it, almost destroying our economy (and indirectly killing thousands and thousands more), and not only do they not get punished for it, they get rewarded with hundreds of billions more to play with.

The rest of us live in the other tier, who can expect to be prosecuted to the fullest extent of the law if we kill/hurt even one person (especially if that person is one of the "betters"), or steal a red cent from anyone. Anyone who really believes there is "justice for all" is naive or willfully ignorant. What I find staggering is the amount of "regular" folk who have no problem with any of this.

Personally, I feel the wealthy should have to live in the same tier of society as the rest of us, in case there's any confusion about that.

[trishguard]

Originally Posted by jasper12

Woman with bad credit sues UM for revoking job offer - Business Breaking News - MiamiHerald.com (http://www.miamiherald.com/2010/12/06/1960665/woman-with-bad-credit-sues-um.html - broken link)

This is pretty horrible. Just what you need when you are down and out, someone deciding if you should have a job based on your credit score. I hope that this woman wins her case.

It's not based on her credit score. It's based on the fact that she defaulted on loans she agreed to pay.

[slackjaw]

Originally Posted by gizmo980

But you see, therein lies the problem... people who are otherwise qualified, and will possibly make excellent employees, are being rejected based on credit scores.

Same with people with criminal records. Or people who are naturals at something but lack the experience. Or people who don't have a college degree but have the skills.

There are a million ways attempting to hire can incorrectly weed out someone who would be good for an organization.

Some people just need a chance, and it can only help them to become contributing members of society.

I agree, and I'm right there with you I don't think anyone is going to make a blanket statement that anyone with bad credit is a bad hire. Again though I respect an employers decision to hire based on what criteria they want as long as it isn't breaking the law by using race, gender, etc.