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Old 04-10-2012, 08:55 PM
 
5,763 posts, read 9,836,762 times
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I would argue: no. If an employer fails to offer health coverage or benefits, that means the cost of any on-the-job injuries you accrue are dumped on your lap. And that could get extremely expensive, very quickly (in the US, anyway). You could actually get yourself stuck in a debt-trap by doing such a thing, and your job would end up being a liability.

I've noticed some employers whining about "lazy employees," but then it comes out that the job doesn't even include health coverage - so, really, why should employees strain themselves when the cost of that strain is going to fall entirely upon their shoulders? I get the sense that more and more employees are behaving in accord with this principle.
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Old 04-10-2012, 08:58 PM
 
Location: home state of Myrtle Beach!
6,199 posts, read 17,647,571 times
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I agree with you. But if you are hurt on the job there is workers' compensation to fall on. While not the best coverage for anyone it is something better than nothing.
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Old 04-10-2012, 09:01 PM
 
Location: East of Seattle since 1992, originally from SF Bay Area
27,332 posts, read 48,164,519 times
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One has nothing to do with the other. You should have known there were no medical benefits when you accepted the job offer. You should do the work that's expected of you or expect to be let go and end up with no job, no reference from that employer, and still no medical. Meanwhile, keep looking for something better that does have medical. Not all employers can afford to pay medical benefits, especially small businesses. If they did provide medical they would have to reduce your pay to minimum and let some people go to make ends meet or go out of business.

My medical contribution is about $150/month and my employer pays close to another $1,000
for just three of us. It's easy to complain but if you want medical look for an employer that can afford it.
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Old 04-10-2012, 09:07 PM
 
Location: Airports all over the world
5,692 posts, read 5,843,939 times
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Even if your employer offers health benefits, if you get hurt on the job it will be covered by workers compensation and not your health insurance. All employers are required to provide workers compensation.
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Old 04-10-2012, 09:07 PM
 
Location: here
24,102 posts, read 27,819,147 times
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Quote:
Originally Posted by tablemtn View Post
I would argue: no. If an employer fails to offer health coverage or benefits, that means the cost of any on-the-job injuries you accrue are dumped on your lap. And that could get extremely expensive, very quickly (in the US, anyway). You could actually get yourself stuck in a debt-trap by doing such a thing, and your job would end up being a liability.

I've noticed some employers whining about "lazy employees," but then it comes out that the job doesn't even include health coverage - so, really, why should employees strain themselves when the cost of that strain is going to fall entirely upon their shoulders? I get the sense that more and more employees are behaving in accord with this principle.
no it doesn't. Workers comp would pay for it.
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Old 04-10-2012, 09:10 PM
 
5,763 posts, read 9,836,762 times
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Ah, yes - worker's comp. That is another huge minefield. One major problem is that worker's comp is designed for "incidents" that create sudden injury or "discrete" injuries, while straining yourself on the job a lot can lead to general systemic problems, but not any particular discrete illness or injury that would invoke worker's comp.
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Old 04-10-2012, 09:10 PM
 
Location: NJ
18,677 posts, read 16,012,294 times
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Its just a convenient misguided attempt to describe laziness.
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Old 04-10-2012, 09:55 PM
 
Location: under a bridge
580 posts, read 1,888,120 times
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Quote:
Originally Posted by tablemtn View Post
Ah, yes - worker's comp. That is another huge minefield. One major problem is that worker's comp is designed for "incidents" that create sudden injury or "discrete" injuries, while straining yourself on the job a lot can lead to general systemic problems, but not any particular discrete illness or injury that would invoke worker's comp.
I guess you never heard of anybody getting workers comp for carpal tunnel
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Old 04-11-2012, 05:21 AM
 
841 posts, read 1,561,263 times
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Another reason we need one health care system for all. This way people are not stuck at crappy jobs for medical insurance and the employers don't have to deal with inflated costs.

How we do this? I am not sure.
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Old 04-11-2012, 05:49 AM
 
26,589 posts, read 51,951,568 times
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If you don't like your job, your employer, your coworker, or your benefits, find another job. Purposely injuring yourself on the job--or even threatening to--shows your true colors. You are either lazy, stupid, or mentally unstable. I'll allow you to choose which best describes yourself.
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