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Slap your forehead all you want, but - like it or not - this is very much the case from small to large employers.
Equifax does pull this information from credit applications into their database. You want to test it? Go pull your own - you'll be totally amazed at what's on there, and how SOLID that information is.
Then, go slap your forehead again.
Um, ok. Not sure if I am misconstruing your answer for rudeness but it does sound like it.
I heard in some countries, job applicants are being asked to pass a polygraph test.
Personally I don't mind it, if the CEO and president of the company also take the same test to see who's telling more lies. Why can't job seekers check a future employer to see if they are a solid company or not? It will only be fair.
i actually got a copy of a background check that a major corporation did on me for job. When applying to a job just check the box and you can get a copy too.
its more than a simple credit check. it has all accounts that i have had open within the last several years (checking, mortgage, savings, credit cards, student loans) with all the balances any late payments average outstanding balance total credit available, it also has a full address history (even more than i included on the application), it has a check of prior job titles and dates of employments (im not sure if this is based on ss# records, tax records or information that ive provided on credit card or loan apps whatever) but its all there. Ive omitted employers on the app that showed up on the report. it also had criminal checks for every state and city that i have ever lived in. it had all my school records (name, date of attendance, diploma, certificates, degrees), marital status, ... it was comprehensive. much more than a copy of equifax or transunion report. only thing that wasnt on there were the employers notes from references checked. so i say its a 50-50 chance if an omitted employer will actually show up on the check. good luck.
Employers do not show up on credit checks. Only entities that you have an account with show up on credit report. If you don't believe me go get your free anual credit report from the three agencies and look at it. It will show mortages, loans, credit card information etc.
That is part of why HR people go nuts when they see a gap on your resume. They are worried you are leaving stuff off purposely.
i actually got a copy of a background check that a major corporation did on me for job. When applying to a job just check the box and you can get a copy too.
its more than a simple credit check. it has all accounts that i have had open within the last several years (checking, mortgage, savings, credit cards, student loans) with all the balances any late payments average outstanding balance total credit available, it also has a full address history (even more than i included on the application), it has a check of prior job titles and dates of employments (im not sure if this is based on ss# records, tax records or information that ive provided on credit card or loan apps whatever) but its all there. Ive omitted employers on the app that showed up on the report. it also had criminal checks for every state and city that i have ever lived in. it had all my school records (name, date of attendance, diploma, certificates, degrees), marital status, ... it was comprehensive. additionally it showed everyone who had requested a copy of my information (it was broken down into subcategories - requested for loans: company a, b, c on date x, y, z then it had requested for employment purposes company a, b, c on date x, y, z) so some may assume that you couldve worked for one of the companies that requested you information for employment purposes if it falls within your gap. they may even call that company even though you didn't list it on you application to verify. you would be safe here if the company used a third party vendor and didnt request it directly themselves. it so much more than a copy of equifax or transunion report. only thing that wasnt on there were the employers notes from references checked. so i say its a 50-50 chance if an omitted employer will actually show up on the check. good luck.
Last edited by caradvice; 02-17-2013 at 08:54 PM..
its more than a simple credit check. it has all accounts that i have had open within the last several years (checking, mortgage, savings, credit cards, student loans) with all the balances any late payments average outstanding balance total credit available, it also has a full address history (even more than i included on the application), it has a check of prior job titles and dates of employments (im not sure if this is based on ss# records, tax records or information that ive provided on credit card or loan apps whatever) but its all there.
The employers that do show up on the credit report are employer information that has been used to obtain credit. I have seen this before. No other employers have shown up.
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