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In my family we have banded together to help each other. We have more people living in fewer residences. We are doing for each other what those of us who still have jobs used to hire people to do. It's basically a barter economy within an extended family. It's not how we would choose to live, so please don't romanticize it. But it's necessary or some of us would be in homeless shelters.
This is why you save money your entire life....they used to call it "Saving for a rainy day". Now it's called the "Emergency Fund" or "Emergency Savings".
Basically you save and save and save while working so if you lose your job, this money is used for basic living expenses. You always make sure there is enough money in that acct even if you don't think your job is at risk. Never borrow from it, never spend it until your rainy day comes. Then only take the minimum necessary and replenish it asap. If your rainy day never comes, then you have more money saved for retirement.
Easier said than done IMO, but it is definitely a good idea to save what you can.
Some people live check to check so have very little leftover to save. My husband and I are fortune enough to be able to save a small percentage of our paycheck each month while at the same time paying off student loans, and one car (which is almost paid off). We have some credit card debt because we both lost our jobs last year and are slowly paying that back off as well. When we lost our jobs we had no savings because we used it to move to another state.
I was just wondering: how are people who cannot find work in the current economy, and/or may have been laid off and cannot find a job to replace the one that was lost, able to make ends meet financially?
For example: even though they may not have a job, they still have to have a roof over their heads, be able to put food on the table, pay for energy and heating costs, etc. But with no active job salary coming in, how are they able to do it, on a practical and everyday basis? Do they stay and/or live with family members who can help asssit them financially, for as long as they are out of work? Also, what about those who have no living relatives? I can see how practical measures like food stamps can assist them with the need for getting food, but even with that, how are those out of work able to keep up on an apartment or mortgage payment, for instance?
Would you be upset or offended to know that many just might be prostituting themselves?
Many straight men selling themselves as GAY FOR PAY?
Many married suburban moms using their homes as brothels with their equally unemployed husbands acting as their pimp (while the kids are in school of course)?
Suburban mothers selling prescription drugs to their neighbors and friends?
Would you be upset or offended to know that many just might be prostituting themselves?
Many straight men selling themselves as GAY FOR PAY?
Many married suburban moms using their homes as brothels with their equally unemployed husbands acting as their pimp (while the kids are in school of course)?
Suburban mothers selling prescription drugs to their neighbors and friends?
This doesn't happen, anywhere. Please stay away from daytime TV.
Please ma'am link to something. The Onion is not an actual news source.
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