Why do they make going to college or going back to college so hard? (fund, degree)
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people who end up in debt due so with their own actions, the debt was not forced onto them
Bull****. Almost every student I knew in college couldn't pay for college without it. This has been almost a decade ago and tuition has only gone up since then.
The newest scam is a lot of colleges are refusing to accept transfer credits from community colleges. They don't want people saving money by taking classes there. A few states have laws to prevent that but the practice is wide spread. Colleges are a bubble and a fraud and should lose their nonprofit status.
people who end up in debt due so with their own actions , the debt was not forced onto them
Quote:
Originally Posted by NDak15
Bull****. Almost every student I knew in college couldn't pay for college without it. This has been almost a decade ago and tuition has only gone up since then.
I think the point MLSFan is making is that taking out loans is a choice. You don't have to go in to debt.
Taking out loans for college can be a good investment provided you major in a field that has a high rate of return on investment like computer science. Let's say you take on about 20k for CC and a state school and study computer science. Chances are you will have a job lined up before graduation that pays 70k a year. That debt will be quickly paid off.
College is a scam. It only benefits the socially elite in the long run. Student loans are a scam also.
Considering both my husband and I grew up poor.....free lunches and all....I would have to completely disagree! We both went to college. He works in IT and is a highly sought after individual because of what he does. Not a lot of people have his knowledge and expertise. I own my own business. We definitely weren't part of the socially elite....we were poor! We both got a an education and made something of ourselves. Both of us knew we didn't want to be adults and stay poor. So we worked for what we have today. We're still not part of the socially elite, but we live comfortably.
And we both too out student loans for our educations. Some are paid off. Some are still being paid.
Would we have changed anything? Nope. It made us who we are today. We still look back at times when getting a $5 pizza was a luxury. Our first apartment was not great.....we didn't have much..not even a table for our tv. Our tv was given to us.....it was an ollllllld tv my grandmother had in a backroom. We put on top of a cooler we had in our living room. We didn't have cable...couldn't afford it. Ironically, today we don't have cable either. Not because we can't afford it. Because we choose not to have it.
The newest scam is a lot of colleges are refusing to accept transfer credits from community colleges. They don't want people saving money by taking classes there. A few states have laws to prevent that but the practice is wide spread. Colleges are a bubble and a fraud and should lose their nonprofit status.
They've been doing this in my home state for over 10 years...
Taking out loans was not a choice, it was a requirement. There was no way I was going to college without it.
Not so. You could do a "dirty job" no one wants to (something in harsh Alaskan winter, garbage truck, etc.) that doesn't require a college degree, and earn enough to save up and pay for the school in cash. Perhaps you don't find this desirable but it absolutely can be done. A relative of mine made $35,000 in a few months on some sort of (crab harvesting?) boat job - and to boot, lived on the boat so did not pay rent.
It's all about what sacrifices you are willing to make.
The newest scam is a lot of colleges are refusing to accept transfer credits from community colleges. They don't want people saving money by taking classes there. A few states have laws to prevent that but the practice is wide spread. Colleges are a bubble and a fraud and should lose their nonprofit status.
The real "scam" if you want to call it that, is so many CCs accept students who really shouldn't be in college to start with, and then water down the courses so they can pass. CC has become an almost high school do-over rather than true college. That's why higher quality colleges don't accept them -- they don't provide the material needed for the next course.
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