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Old 05-06-2019, 12:49 PM
 
11,309 posts, read 8,879,862 times
Reputation: 28583

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Quote:
Originally Posted by bobsell View Post
Premiums for health insurance easily run 10K-20K a year for them. Thanks to the Affordable Care Act (ACA) the "Cadillac tax" hits at 40% of premiums on top of that.

So employers are told by the ACA that they should not hire older workers because they'll be punished by higher taxes.

ACA = legalized age discrimination.
Makes no sense. Are you saying an insurer like United Health is charging an employer like Microsoft different rates based on the age of the employees? How would they do that when they don't know who will sign up for coverage?
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Old 05-06-2019, 02:15 PM
 
Location: Aurora Denveralis
8,717 posts, read 3,416,820 times
Reputation: 13295
Quote:
Originally Posted by charlygal View Post
Makes no sense. Are you saying an insurer like United Health is charging an employer like Microsoft different rates based on the age of the employees? How would they do that when they don't know who will sign up for coverage?
Your repeated ignorance on this point is astonishing.

No employer plan I've ever seen or heard of has some sort of blanket cost or unit rate basis. It always varies with age and gender. You make it sound like that's some impossibly complicated system.
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Old 05-06-2019, 03:22 PM
 
2,454 posts, read 745,751 times
Reputation: 3516
How do they have 250k jobs with the automated kiosks?
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Old 05-06-2019, 04:21 PM
 
780 posts, read 224,825 times
Reputation: 1134
Quote:
Originally Posted by charlygal View Post
Makes no sense. Are you saying an insurer like United Health is charging an employer like Microsoft different rates based on the age of the employees? How would they do that when they don't know who will sign up for coverage?
To some extent, yes. This is how insurance works. If you have a riskier insurance pool, meaning you have certain demographics that traditionally cost more (seniors, females under 40, the chronically ill, etc.) then your carrier will ensure that that risk is covered. And by that, I mean that the employer will usually pay a higher premium. The CFOs and HR directors who are involved in these talks with their insurance carriers are generally well aware of what types of things impact their premiums.
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Old 05-06-2019, 04:22 PM
 
780 posts, read 224,825 times
Reputation: 1134
Quote:
Originally Posted by Quietude View Post
Your repeated ignorance on this point is astonishing.

No employer plan I've ever seen or heard of has some sort of blanket cost or unit rate basis. It always varies with age and gender. You make it sound like that's some impossibly complicated system.
Insurance is rather complicated, and you'd be surprised by how many CFOs and HR directors are ignorant as to how it works and what things impact their premiums.
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Old 05-06-2019, 06:00 PM
 
110 posts, read 43,445 times
Reputation: 289
I am a stay at home, middle aged 40 something year old mother of 2 teenagers. To get out of the house a few days a week I got a job at a big box corporate petstore. I was surprised they hired me because everyone else was around 18-30 years old. I was one of their best workers and was constantly offered assistant management positions because they liked my work ethics, reliability and dedication. I always turned down those promotions because I did not want to take on that much responsibility for a lousy $14 an hour. It was not worth it to me and I was happy with my little part time stint just the way it was.

The company got a brand new CEO and one day the older store manager and all the middle aged assistant managers that I worked with for 6 years all got fired one by one. Apparently corporate started firing all the older, middle aged store managers at all the branches near me over even the slightest little infraction. They then started hiring young 18-25 year old store managers so they could pay them much lower starting salaries. They saved millions of dollars doing this but all the branches ended up losing much more money than that by losing a reliable, experienced and responsible team members.

I'll never forget what the new 24 year old store manager said to me one day. She was one of those types that protested in the streets for equal rights for everyone and was a self proclaimed "human rights activist". We needed to hire more people because we were seriously understaffed. One day out of the blue she told me, "I don't mean to sound ageist, but I would never hire anyone over 25". "Older people are too stubborn and set in their ways so I will never hire them". "You are lucky you were already here before I got here even though you are an awesome worker". "I like younger people who never had a job before so I can mold their fresh, young minds into my little prodigies who will do all of my bidding and do all of my work for me so I don't have to do it". I was floored by that and was so disgusted that I quit a week later.

Shortly after that she had a staff of young kids who were always stoned out of their minds on pot, called out sick every other day and were too bothered to look up from their cell phones to even work. I heard almost 7 months later the store is doing so bad that they don't even have enough staff to put stock on the shelves and the place is filthy because the newer, younger staff she hired is too lazy to work. I guess that manager needs to take a hint from McDonalds and hire a bunch of old farts like me again
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Old 05-06-2019, 07:24 PM
 
1,994 posts, read 798,525 times
Reputation: 4258
Quote:
Originally Posted by dk1111 View Post
I am a stay at home, middle aged 40 something year old mother of 2 teenagers. To get out of the house a few days a week I got a job at a big box corporate petstore. I was surprised they hired me because everyone else was around 18-30 years old. I was one of their best workers and was constantly offered assistant management positions because they liked my work ethics, reliability and dedication. I always turned down those promotions because I did not want to take on that much responsibility for a lousy $14 an hour. It was not worth it to me and I was happy with my little part time stint just the way it was.

The company got a brand new CEO and one day the older store manager and all the middle aged assistant managers that I worked with for 6 years all got fired one by one. Apparently corporate started firing all the older, middle aged store managers at all the branches near me over even the slightest little infraction. They then started hiring young 18-25 year old store managers so they could pay them much lower starting salaries. They saved millions of dollars doing this but all the branches ended up losing much more money than that by losing a reliable, experienced and responsible team members.

I'll never forget what the new 24 year old store manager said to me one day. She was one of those types that protested in the streets for equal rights for everyone and was a self proclaimed "human rights activist". We needed to hire more people because we were seriously understaffed. One day out of the blue she told me, "I don't mean to sound ageist, but I would never hire anyone over 25". "Older people are too stubborn and set in their ways so I will never hire them". "You are lucky you were already here before I got here even though you are an awesome worker". "I like younger people who never had a job before so I can mold their fresh, young minds into my little prodigies who will do all of my bidding and do all of my work for me so I don't have to do it". I was floored by that and was so disgusted that I quit a week later.

Shortly after that she had a staff of young kids who were always stoned out of their minds on pot, called out sick every other day and were too bothered to look up from their cell phones to even work. I heard almost 7 months later the store is doing so bad that they don't even have enough staff to put stock on the shelves and the place is filthy because the newer, younger staff she hired is too lazy to work. I guess that manager needs to take a hint from McDonalds and hire a bunch of old farts like me again
Yup, short term labor cost savings that provided for long term problems down the road. Yes, fresh, cheaply paid minds that can be molded and exploited - but whenever those minds bother to come in to work, and when they do whenever you can get them off their phones to mold them. Absolutely laughable. Almost good enough for a Three Stooges episode.
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Old 05-07-2019, 08:04 AM
 
Location: USA
6,231 posts, read 5,502,030 times
Reputation: 10655
Quote:
Originally Posted by dk1111 View Post
I am a stay at home, middle aged 40 something year old mother of 2 teenagers. To get out of the house a few days a week I got a job at a big box corporate petstore. I was surprised they hired me because everyone else was around 18-30 years old. I was one of their best workers and was constantly offered assistant management positions because they liked my work ethics, reliability and dedication. I always turned down those promotions because I did not want to take on that much responsibility for a lousy $14 an hour. It was not worth it to me and I was happy with my little part time stint just the way it was.

The company got a brand new CEO and one day the older store manager and all the middle aged assistant managers that I worked with for 6 years all got fired one by one. Apparently corporate started firing all the older, middle aged store managers at all the branches near me over even the slightest little infraction. They then started hiring young 18-25 year old store managers so they could pay them much lower starting salaries. They saved millions of dollars doing this but all the branches ended up losing much more money than that by losing a reliable, experienced and responsible team members.

I'll never forget what the new 24 year old store manager said to me one day. She was one of those types that protested in the streets for equal rights for everyone and was a self proclaimed "human rights activist". We needed to hire more people because we were seriously understaffed. One day out of the blue she told me, "I don't mean to sound ageist, but I would never hire anyone over 25". "Older people are too stubborn and set in their ways so I will never hire them". "You are lucky you were already here before I got here even though you are an awesome worker". "I like younger people who never had a job before so I can mold their fresh, young minds into my little prodigies who will do all of my bidding and do all of my work for me so I don't have to do it". I was floored by that and was so disgusted that I quit a week later.

Shortly after that she had a staff of young kids who were always stoned out of their minds on pot, called out sick every other day and were too bothered to look up from their cell phones to even work. I heard almost 7 months later the store is doing so bad that they don't even have enough staff to put stock on the shelves and the place is filthy because the newer, younger staff she hired is too lazy to work. I guess that manager needs to take a hint from McDonalds and hire a bunch of old farts like me again
Super common, at least in the non-union supermarkets I worked in. The trend was to fire all the career full time employees and replace them with a revolving door of part timers. The managers became much younger, were paid a lower salary than their predecessors, and began requiring a college degree. The managers were also a revolving door, although a bit less than the hourly employees.


It became apparent to me the company would rather have lousy employees who call out and no show, rather than a full timer with benefits.
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Old 05-07-2019, 05:42 PM
 
Location: California
1,836 posts, read 540,790 times
Reputation: 3467
Quote:
Originally Posted by rodentraiser View Post
Older workers tend to have a low threshold for stupidity, obnoxious people, and lack of common sense. Keeping these old timers from telling off the customers seems to me to be the biggest challenge McDonald's will face. You get some customer in the face of a little old lady just trying to do her job and she's going to get, shall we say, a little salty. Especially if the employee doesn't actually need the job. McDonald's better hold on to their hats.
Quote:
Originally Posted by ocnjgirl View Post
This is not true on the slightest. Older people are respectful on the job and came up at s time when customer service was five star. They would likely be more patient and deferential to customers.
Everything is relative though based on personal experiences and situations. If the older person doesn’t really need the job they may not be that hospitable. But true they were raised at a time when service was king. However most of the younger crowd lasts about a month or two at these jobs then moves on to another place.

Funny a few weeks ago I went into my local McD’s and was waited on by a surly looking woman about in her mid sixties. She was not friendly or welcoming and just straight to the point. It was obvious she didn’t want to be there. Didn’t crack a smile at all. Later I watched as she kind of moped behind the counter while the other younger employees were quite busy with side jobs or whatever. She then went on break and walked out across the parking lot smoking a cigarette and leaned against a tree. She walked slowly. I actually felt bad for her as she probably wonders how the hell she ended up working a fast food shift at her age. She was not one of the people who really wanted to be there.
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Old 05-07-2019, 05:48 PM
 
Location: California
1,836 posts, read 540,790 times
Reputation: 3467
Quote:
Originally Posted by dk1111 View Post
I am a stay at home, middle aged 40 something year old mother of 2 teenagers. To get out of the house a few days a week I got a job at a big box corporate petstore. I was surprised they hired me because everyone else was around 18-30 years old. I was one of their best workers and was constantly offered assistant management positions because they liked my work ethics, reliability and dedication. I always turned down those promotions because I did not want to take on that much responsibility for a lousy $14 an hour. It was not worth it to me and I was happy with my little part time stint just the way it was.

The company got a brand new CEO and one day the older store manager and all the middle aged assistant managers that I worked with for 6 years all got fired one by one. Apparently corporate started firing all the older, middle aged store managers at all the branches near me over even the slightest little infraction. They then started hiring young 18-25 year old store managers so they could pay them much lower starting salaries. They saved millions of dollars doing this but all the branches ended up losing much more money than that by losing a reliable, experienced and responsible team members.

I'll never forget what the new 24 year old store manager said to me one day. She was one of those types that protested in the streets for equal rights for everyone and was a self proclaimed "human rights activist". We needed to hire more people because we were seriously understaffed. One day out of the blue she told me, "I don't mean to sound ageist, but I would never hire anyone over 25". "Older people are too stubborn and set in their ways so I will never hire them". "You are lucky you were already here before I got here even though you are an awesome worker". "I like younger people who never had a job before so I can mold their fresh, young minds into my little prodigies who will do all of my bidding and do all of my work for me so I don't have to do it". I was floored by that and was so disgusted that I quit a week later.

Shortly after that she had a staff of young kids who were always stoned out of their minds on pot, called out sick every other day and were too bothered to look up from their cell phones to even work. I heard almost 7 months later the store is doing so bad that they don't even have enough staff to put stock on the shelves and the place is filthy because the newer, younger staff she hired is too lazy to work. I guess that manager needs to take a hint from McDonalds and hire a bunch of old farts like me again
Great post!
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