Quote:
Originally Posted by annerk
No, I care about people who accept responsibility for their actions. Running up a credit card when you don't have the cash to pay it and then taking the easy way out and declaring bankruptcy because you don't want to work a second job to pay them off over the next 10 years shows a complete and utter lack of personal responsibility. Buying a house you can't afford because you put nbothing down on it and use an ARM product that you can barely afford at closing, let alone after a year when it adjusts shows a complete and utter lack of personal responsibility. And instead of taking responsibility for their actions, people declare bankruptcy or go through a short sale with zero tax liability and repercussion and walk away.
I've said it before, I'll say it again, maybe bringing back debtors prison isn't such a bad isea. It would certainly make people think twice about spending money they don't have--then not paying it back. It hurts the rest of us who do responsibly manage our finances with higher interest rates, harder to secure credit, and high cost of consumer goods. It also directly contributes to unemployment rates as those bad debts trickle down.
I'm simply amazed that more people aren't as angry as I am about how easy our government has made it for deadbeats to walk away from debt created by poor financial planning and living beyond ones means. (And notice, I'm not talking about medical debt.)
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I AGREE with you that there is really NO personal responsibility and that many, many......live well beyond their means.
BUT, with that said, it is still hard to secure DECENT employment thesedays to LIVE.
I've NEVER had a CC in my entire life and have ALWAYS lived within my means. I STILL suffer too and often wonder why I never took advantage of a CC and racked up debt on it for some "nice" things that I knew I would not be able to afford, but do so anyway.
It would seem that this practice IS the American way and EVERYONE tends to live like this!
Our elected leaders sure have NO problem spending money. OUR tax money!
They have NO problem giving themselves nice raises, no problem ALLOWING many CEO's from receiving HUGE multi-million dollar salaries and bonuses........even though THAT CEO......did his part in helping decimate that company and the shareholders in it!
AND.....FORGET about bringing back debtors prisons!
WE WOULD NEED at least.....another 100 MILLION jail cells!
Is THIS what you REALLY want to see America like?
They are already locking up an ever larger percentage of the population.....with about 3.5 MILLION behind bars NOW......up from about 500,000 in 1980.
MOST that are locked up......ARE poor and could never afford the kind of legal representation that practically, ensures their freedom. It ALL depends if one can AFFORD to BUY their way OUT of trouble. Most cannot and sometimes......even being filthy rich.....won't get one off. Just ask Bernie Madoff.
Personally, I do NOT support a tyrannical, totalitarian, draconian society that is looking more and more like a police state as it is, already!
What a witchunt our society truly is. ZERO tolerance and zero compassion more so than not. YOUR government WANTS it this way and they NEED it this way for THEIR reasons.
I refuse to be "supportive" of ANY further expansion of our Criminal Justice System when it's so far beyond corrupt and UNJUST. The corruption is far too rampant now.
I DO AGREE though........that murderers, rapists and child molesters have NO business EVER being released from prison and for US to keep just THESE groups of people locked up permanently........would require a LOT MORE jail cells to be built too.
For them.....it WOULD be worth it.
Our nation NEEDS to prioritize many things within itself and our LAWS and sentencing guidelines are definitely on the top of the list, IMHO!