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I have a Econ/Finance degree from a state university. It seems like no matter how many jobs I apply to (out of state) I never hear back. I also apply to local banks and nothing. But the phone wont stop ringing from insurance companies!!!! It seems like insurance would be a hard sell in a good economy and down right impossible in this one. Can anyone tell me thats in the business right now how things are?
and they are everywhere. If you can actually do it, bravo - I've never known anyone who does that work, though.
It's probably worse than Glenn Gary Glenn Ross (movie about desperate salesmen - quite good, actually) if you don't make your quotas and likely, commission only.
Yes, Statefarm and Allstate are in the mix. The thing is, even the ones that do not charge you to start selling their products are after a quick buck in the hopes that you are desperate and your friends and family will try to help you out by buying insurance from you... You work up as many deals as you can based on the people who have sympathy for you and they terminate you.... So sad they way companies come out of the woodwork to take advantage of the down trodden.
I got a call the other day from Liberty something insurance. My first thought was, in this economy and job market, anyone soliciting me with a job offer is either a scammer or the job is the worst job on the planet! I hung up on them.
The best way to do well in the insurance industry is to start by selling property and casualty insurance. People must insure their homes and cars to get loans for them. Generally P & C agents also sell life insurance.
If you start by selling life insurance and annuities, it's a tougher row to hoe because people don't absolutely have to have it.
In order to sell any type of insurance you have to be licensed and to sell variable life insurance or annuities you also have to be registered with the securities and exchange commission. Licensing and registration usually takes about 3 months. That's why some companies ask you to complete those steps before they wil (can?) pay you.
I have a Econ/Finance degree from a state university. It seems like no matter how many jobs I apply to (out of state) I never hear back. I also apply to local banks and nothing. But the phone wont stop ringing from insurance companies!!!! It seems like insurance would be a hard sell in a good economy and down right impossible in this one. Can anyone tell me thats in the business right now how things are?
Thanks!
Insurance companies need qualified sales people who are willing to work on commission basis. I am in sales, not in insurance though; I am self-employed/entrepreneur.
I would NOT work for an employer doing sales because quite frankly, as far as sales goes, you are on your own and people buy "you" when they buy your product. If you can be persuasive enough and good enough to have people buy your product due to your sales skills/professionalism, you sure as heck don't need someone paying you a pittance percentage of your hard work, you can work for yourself selling insurance or anything else for that matter and earn a lot more. I personally, don't need someone else's desk, phone, and computer (in addition to their corporate B.S.) to do sales and work on a commission basis only. I can do that quite well, for myself.
FYI, my bachelor's degree is in Business/Accounting. I have 70+ post-bac credits. If I would try right now to get a "job", I can almost guarantee that I would not get a call back. Why? Because companies nowadays suck and are looking for #1 only.
That's my take on the whole thing. I wish you the best.
In order to sell any type of insurance you have to be licensed and to sell variable life insurance or annuities you also have to be registered with the securities and exchange commission. Licensing and registration usually takes about 3 months. That's why some companies ask you to complete those steps before they wil (can?) pay you.
I think the above is a little misleading as it mixes up different specialties and their individual requirements. One can always verify requirements through their respective states insurance commission's website.
I have gotten a lot of activity from the sales side but have not been successful in getting offers/interviews from the adjusting side.
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These companies sell life/financial products
and likely, commission only.
