health insurance in WY!! Is it expense??? (Casper, Laramie: deductible, move to)

[kq6ee55]

Can anybody give me any ball part number ??? My wife and I plan to retire in about August and move to Wy. Currently, she has Kaiser Permanente (HMO) ; the monthly peminum is about $1100 /month paid by her employer in CA. She has to pay 8% after we retire because we are not qualify for full benefit yet. How expensive is the health insurance in Wy compare to CA. and is there HMO in Casper, the capital or Laramie ??? Thank you all the input !!!!

[Kristynwy]

I would estimate quite a bit cheaper than CA for sure...

I can give you some estimates according the insurance my husband's company provides, we have to pay 50% they pay 50% of the premiums...

Not sure what your age is... but I will give you an estimate for 55-59 & 60-64 as well as 65+.

My husband's insurances is from a company that handles over 300 different companies that provide insurance policies... the current company our insurance is through is Wyoming Builders Insurance Trust... I think the administrator of the several different insurance companies is called "First Administrators" My husband's previous employer had insurance through the same administrators, but a different company/group...

These quotes are for you and your spouse, not a family quote, if you were going to use the coverage my husband and I have....
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55-59
$876 on average Their % / Your %
Plan 1) $1,030.64 -Single deductible $500, Family $1,000; Coinsurance % 50/50

Plan 2) $958.82- Single deductible $1,000, Family $2,000; Coinsurance % 80/20

Plan 3) $1006.91- Single deductible $1,000, Family $2,000; Coinsurance % 50/50

Plan 4) $788.78- $200 family monthly deductable; Coinsurance % 50/50

Plan 5) $733.42- Single deductible $2,500, Family $5,000; Coinsurance % 50/50

Plan 6) $738.00- Single deductible $2,500, Family $5,000; Coinsurance % 90/10 (*Health Savings account option)
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60-64
$970. 20 on average Their % / Your %
Plan 1) $1,142.19 -Single deductible $500, Family $1,000; Coinsurance % 50/50

Plan 2) $1,062.41- Single deductible $1,000, Family $2,000; Coinsurance % 80/20

Plan 3) $1,115.29- Single deductible $1,000, Family $2,000; Coinsurance % 50/50

Plan 4) $873.14- $200 family monthly deductable; Coinsurance % 50/50

Plan 5) $811.40- Single deductible $2,500, Family $5,000; Coinsurance % 50/50

Plan 6) $816.80- Single deductible $2,500, Family $5,000; Coinsurance % 90/10 (*Health Savings account option)
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65 +
$1,117.18 on average Their % / Your %
Plan 1) $1,198.74-Single deductible $500, Family $1,000; Coinsurance % 50/50

Plan 2) $1,114.74- Single deductible $1,000, Family $2,000; Coinsurance % 80/20

Plan 3) $1,169.61- Single deductible $1,000, Family $2,000; Coinsurance % 50/50

Plan 4) $914.94- $200 family monthly deductable; Coinsurance % 50/50

Plan 5) $849.46- Single deductible $2,500, Family $5,000; Coinsurance % 50/50

Plan 6) $855.62- Single deductible $2,500, Family $5,000; Coinsurance % 90/10 (*Health Savings account option)

Not sure if this is helpful or not... but gives you an idea of what my husband's insurance is...