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Old 10-11-2009, 04:19 PM
 
Location: Austin, TX
14,417 posts, read 20,745,975 times
Reputation: 6426

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If you can afford it, I'd choose Bozeman. If economy is highly important, move to Casper.

http://www.city-data.com/city/Bozeman-Montana.html

http://www.city-data.com/city/Casper-Wyoming.html

The following list Bozeman on the Left and Casper on the Right.

2008 cost of living index in Bozeman: 101.7 Casper: 87.1

Estimated median household income in 2007: $43,102 $43,745

Estimated per capita income in 2007: $22,442 $28,783

Estimated median house or condo value in 2007: $294,186 $173,959



http://pics2.city-data.com/hin2007/14576.png (broken link) http://pics2.city-data.com/hin2007/29199.png (broken link)


http://pics2.city-data.com/hval2007/14576.png (broken link) http://pics2.city-data.com/hval2007/29199.png (broken link)


Median real estate property taxes paid for housing units in 2000:
Bozeman: 1.2% ($1,559) Casper: 0.7% ($541)

Unemployment in May 2009: Bozeman 5.2% Casper 1.8%

http://pics2.city-data.com/w1/lha12739.png (broken link) http://pics2.city-data.com/w1/lhaz146.png (broken link)

http://pics2.city-data.com/w5/snw12739.png (broken link) http://pics2.city-data.com/w5/snwz146.png (broken link)

http://pics2.city-data.com/w4/wnd12739.png (broken link) http://pics2.city-data.com/w4/wndz146.png (broken link)
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Old 10-11-2009, 04:47 PM
 
Location: NW MT
309 posts, read 609,019 times
Reputation: 123
Quote:
Originally Posted by GEORGIAINMT View Post
Having lived in Wyoming up until 1993, then in Montana from 93-2008, then back to Wyoming, I have wondered why I stayed in MT so long! My take home pay doubled here in Wyoming, a lot of it because there is no state income tax.
You're take home pay DOUBLED? Unless you got a REALLY BIG raise, like DOUBLE.

I say baloney - my income rose when I came up to MT - in fact it tripled to $82,550 and I didn't mind paying my fair share of income tax knowing I didn't have to pay the exhorbitant vehicle licensing or sales tax. My vehicle insurance dropped by 55% too. My property taxes are the same, maybe a little lower on a 2600 sqft home on 65 acres.
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Old 10-11-2009, 05:24 PM
 
1,868 posts, read 1,944,523 times
Reputation: 885
Quote:
Originally Posted by mtlogger View Post
You're take home pay DOUBLED? Unless you got a REALLY BIG raise, like DOUBLE.

I say baloney - my income rose when I came up to MT - in fact it tripled to $82,550 and I didn't mind paying my fair share of income tax knowing I didn't have to pay the exhorbitant vehicle licensing or sales tax. My vehicle insurance dropped by 55% too. My property taxes are the same, maybe a little lower on a 2600 sqft home on 65 acres.
Yes, it doubled, from $1500/mo to $3000/mo, doing the same kind of job. I shouldn't have to prove myself, but if someone really wanted to see my pay stubs, I sure have them! Why would I say something that wasn't the truth? I'm trying to be helpful here, not feeding people bull. My vehicle insurance is a bit more in Wyoming, but not 55% like yours. Property taxes very comparable. Like I said, unless buying something high dollar, the sales tax doesn't bother me. What I look at is what I have in SPENDABLE income in one place vs. the other. I can honestly say that in Montana I was robbing Peter to pay Paul most of the time, while here in Wyoming I have money to put in savings. That's the bottom line for me personally.
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Old 10-11-2009, 05:29 PM
 
1,868 posts, read 1,944,523 times
Reputation: 885
Great comparison info, CptnRn! I'm sure your help is appreciated by many. I do agree that Bozeman is prettier and would be a nicer place to live, but one has to have money to really live! I'm just grateful that I have enough now that I can actually go different places to enjoy all kinds of beauty. It's all in one's priorities I think. I just didn't like having to live paycheck to paycheck! Maybe if I hit he lottery some day I can live somewhere like Bozeman, but in my line of work I just couldn't do it! Thanks for all your info.
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Old 10-11-2009, 05:43 PM
 
335 posts, read 489,491 times
Reputation: 194
Quote:
Originally Posted by GEORGIAINMT View Post
Yes, it doubled, from $1500/mo to $3000/mo, doing the same kind of job. I shouldn't have to prove myself, but if someone really wanted to see my pay stubs, I sure have them! Why would I say something that wasn't the truth? I'm trying to be helpful here, not feeding people bull. My vehicle insurance is a bit more in Wyoming, but not 55% like yours. Property taxes very comparable. Like I said, unless buying something high dollar, the sales tax doesn't bother me. What I look at is what I have in SPENDABLE income in one place vs. the other. I can honestly say that in Montana I was robbing Peter to pay Paul most of the time, while here in Wyoming I have money to put in savings. That's the bottom line for me personally.

Are you saying that you had the same gross wage but the take home doubled between MT and WY?
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Old 10-11-2009, 06:06 PM
 
Location: Montana
19 posts, read 43,953 times
Reputation: 15
That's kind of interesting about the money doubling in Wy versus Mt. We're in the process of moving to Mt from Wy. My husband is getting a lower paying job, but with the property tax being half of what it is here and the sales tax and insurance and all, we will actually have more available cash. Interesting!
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Old 10-11-2009, 07:18 PM
 
Location: NW MT
309 posts, read 609,019 times
Reputation: 123
So you went from slightly under poverty to just above poverty level income and, you consider that good?

The insurance on four vehicles went from $2800/yr with St. Farm DOWN to $1275/yr with Progressive! I had the AAA agent in Kalispell make the comps and Progressive was half the price for the same 300k/1M coverages.

My property taxes are Lower by 12% from generous Wyoming.

My cost of living is below the national average instead of above it, exc in transportation and health care - which is just about even.

A non-income tax state is tax regressive. That's not a good thing. Fees make up the difference.
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Old 10-11-2009, 07:25 PM
 
Location: Somewhere in time.
517 posts, read 764,849 times
Reputation: 259
This is all wonderful information, and actually I have done a bunch more investigating and my husband applied to a couple of jobs here in Wyoming as well as a couple in Montana. When I was doing reasearch, the quality of life we have is gonna be the most importanat factor with us and my kids, good schools, extremely low crime, and being somewhere we can be active, we love the outdoors. I have found both state just as beautiful as the other.
CptRn
Loved the infor side by side to compare all things. That was really neat.
Thank you everyone for all of the information you all have been great.
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Old 10-12-2009, 09:57 AM
 
1,868 posts, read 1,944,523 times
Reputation: 885
Quote:
Originally Posted by paintersspouse View Post
Are you saying that you had the same gross wage but the take home doubled between MT and WY?
I think maybe my statement was misunderstood by some. My gross wage went up quite a bit because Wyoming's pay is much more than Montana's. However, a big part of the difference (close to half) was due to the no state income tax, no union dues, cheaper health insurance, etc. Sorry to mislead anyone! I'm finished with posting on this particular thread. I was just giving one person's personal experience. I'm sure there are differences depending on peoples' circumstances. I don't see a need to argue with anyone, I'm just here to help when I can. Both Montana and Wyoming are great places, in my opinion, but there certainly are differences. To each his own, as long as you are happy!
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Old 10-12-2009, 10:54 AM
 
335 posts, read 489,491 times
Reputation: 194
No one wants to argue. They just want the information shared to be accurate. People are making life decisions and blank statements that do not reflect the entire story are not helpful.
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