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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Alum Rock, Zip Code 95127, Santa Clara County, California (CA), Tract 5041.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1609 Loans originated: 18 FHA, FSA/RHS & VA Home Purchase Loans for an average of $319,944, 473 Conventional Home Purchase for an average of $321,364, 932 Refinancings for an average of $323,266, 79 Home Improvement Loans for an average of $262,329, 105 Non-occupant Loans on < 5 Family Dwellings for an average of $284,752, 2 Loans On Manufactured Home Dwelling for an average of $84,500
    • 358 Approved loans but not accepted: 4 FHA, FSA/RHS & VA for an average of $235,000, 118 Conventional Home Purchase for an average of $321,585, 199 Refinancings for an average of $344,578, 15 Home Improvement for an average of $256,333, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $270,667, 4 Loans On Manufactured Home Dwelling for an average of $63,750
    • 842 Denied applications: 10 FHA, FSA/RHS & VA Loans for an average of $332,300, 240 Conventional for an average of $343,313, 477 Refinancings for an average of $382,205, 59 Home Improvement Loans for an average of $226,119, 51 Non-occupant Loans on < 5 Family Dwellings for an average of $315,059, 5 Loans On Manufactured Home Dwelling for an average of $157,400
    • 402 Withdrawn applications: 5 FHA, FSA/RHS & VA Loans for an average of $359,000, 73 Conventional for an average of $343,027, 283 Refinancings for an average of $353,435, 19 Home Improvement Loans for an average of $214,105, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $299,524, 1 Loan On Manufactured Home Dwelling for $615,000
    • 128 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $232,000, 20 Conventional Home Purchase for an average of $286,850, 88 Refinancings for an average of $376,148, 9 Home Improvement Loans for an average of $330,778, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $244,200

    Compared to the state average:

    • The number of loans originated per 1000 residents (333) is significantly below CA average (566). The average loan value for this tract ($316,868) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (74) is below CA average (99). The average loan value for this tract ($325,223) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (174) is comparable to CA average (195). The average loan value for this tract ($354,188) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (83) is below CA average (124). The average loan value for this tract ($342,863) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (27) is below CA average (34). The average loan value for this tract ($347,570) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 26 Loans originated: 17 Conventional Home Purchase for an average of $375,353, 9 Refinancings for an average of $402,444
    • 12 Loans approved - not accepted: 9 Conventional for an average of $332,111, 2 Refinancings for an average of $532,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $261,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $317,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing Originated for $344,000
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $320,000
      Mortgage Guaranty Insurance:
    • 3 Conventional Home Purchase Loans Approved - not accepted for an average of $302,333
      PMI Mortgage Insurance:
    • Refinancing originated for $342,000
      Republic Mortgage Insurance:
    • Refinancing originated for $365,000
      United Guaranty Corporation:
    • 2 Originated: Conventional Home Purchase Loan for $347,000, Refinancing for $483,000
      Triad Guaranty Insurance:
    • Refinancing originated for $430,000


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