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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Aptos, Zip Code 95003, Santa Cruz County, California (CA), Tract 1222.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4103 Loans originated: 6 FHA, FSA/RHS & VA Loans for an average of $500,500, 845 Conventional for an average of $509,427, 2370 Refinancings for an average of $408,373, 98 Home Improvement Loans for an average of $362,714, 1 Dwelling For 5+ Families for $776,000, 771 Non-occupant Loans on < 5 Family Dwellings for an average of $478,755, 12 Loans On Manufactured Home Dwelling for an average of $114,000
    • 580 Approved but not accepted: 1 FHA, FSA/RHS & VA Home Purchase Loan for $422,000, 134 Conventional Home Purchase Loans for an average of $501,172, 322 Refinancings for an average of $388,469, 20 Home Improvement Loans for an average of $169,350, 99 Non-occupant Loans on < 5 Family Dwellings for an average of $463,323, 4 Loans On Manufactured Home Dwelling for an average of $194,000
    • 755 Denied: 1 FHA, FSA/RHS & VA for $298,000, 136 Conventional Home Purchase for an average of $559,919, 438 Refinancings for an average of $498,801, 46 Home Improvement for an average of $291,522, 128 Non-occupant Loans on < 5 Family Dwellings for an average of $504,031, 6 Loans On Manufactured Home Dwelling for an average of $113,667
    • 520 Withdrawn: 4 FHA, FSA/RHS & VA Loans for an average of $566,000, 110 Conventional Home Purchase Loans for an average of $558,991, 300 Refinancings for an average of $395,707, 23 Home Improvement Loans for an average of $319,696, 80 Non-occupant Loans on < 5 Family Dwellings for an average of $516,550, 3 Loans On Manufactured Home Dwelling for an average of $146,667
    • 128 Applications closed for incompleteness: 21 Conventional Home Purchase for an average of $544,333, 79 Refinancings for an average of $434,089, 6 Home Improvement for an average of $187,167, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $500,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (646) is comparable to CA average (566). The average loan value for this tract ($440,683) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (91) is comparable to CA average (99). The average loan value for this tract ($418,445) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (119) is significantly below CA average (195). The average loan value for this tract ($494,742) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (82) is below CA average (124). The average loan value for this tract ($445,350) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (20) is significantly below CA average (34). The average loan value for this tract ($451,930) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 10 Loans originated: 6 Conventional for an average of $538,833, 3 Refinancings for an average of $513,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $400,000
    • 7 Loans approved - not accepted: 3 Conventional for an average of $439,667, 1 Refinancing for $626,000, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $439,667
    • 2 Denied: 1 Refinancing for $405,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $405,000
    • 3 Withdrawn: 2 Conventional Home Purchase for an average of $484,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $405,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Originated: Conventional Home Purchase Loan for $512,000, Refinancing for $424,000
      Genworth Financial:
    • Conventional Home Purchase Loan Originated for $400,000
      Mortgage Guaranty Insurance:
    • 2 Loans originated: Conventional Home Purchase Loan for $504,000, Refinancing for $498,000
      PMI Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $661,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Applications approved, not accepted for $468,000


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